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24448 Finney Dr, Onancock, VA, 23417

5beds
3baths
3,120sqft
$549,000
$176price/sqft
$3,714/moest. monthly cost
$148,560/yrincome needed

About This Home

Welcome to a rare waterfront opportunity on picturesque Parker's Creek, where space, flexibility, and future potential come together in one exceptional offering. This expansive home boasts over 3,000 square feet with 5 bedrooms, 3 full baths, and a versatile layout designed to fit a variety of lifestyles. Inside, you'll find multiple living areas including a spacious family room, formal living room, and dedicated dining room, perfect for both everyday living and entertaining. . Thoughtful updates have already been made, while still leaving room for your personal vision. Storage is plentiful throughout with generous closets and an easily accessible attic with stair access, providing the kind of practical space today's buyers are always searching for. Step outside and take in the beauty of the setting. The property features a large yard framed by mature trees and wooded areas, offering privacy, shade, and room to expand or simply enjoy nature. The long pier stretches out over Parker's Creek, creating a peaceful waterfront retreat ideal for relaxing, crabbing, kayaking, or simply soaking in the views. A standout feature is the amazing detached two-car garage with an expansive office space, perfect for remote work, a studio, or potential conversion to additional living space. Adding even more value, the adjacent property is also available for purchase by the same owner, presenting a unique opportunity to expand your footprint, create a family compound, or explore investment and development possibilities. Whether you're looking for a full-time residence, a weekend escape, or a property with room to grow, this offering delivers space, setting, and opportunity all in one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
8/10
Nandua Middle SchoolGrades 6-84.5 mi
5/10
Nandua High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: 30-50 yrs +/-
  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Age Unknown
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Freezer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining Room

Features

  • Walk-In Closet(s),1st Floor Bedroom
  • Window features: Storm Window(s)
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Heat Pump,Baseboard,Oil
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,120
  • Total interior livable area: 3,120 sqft

Property

Details

  • Parcel number: 091000200C00008

Features

  • Levels: One
  • Patio & porch: Porch
  • Exterior features: Pier/Dock
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Parkers Crk

Lot

  • Lot size: 2.57 Acres
  • Features: 2-4.9 acres +/-
  • Lot size dimensions: 2.57

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car,Detached,Garage Door Opener,Natural Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$391$4,692
Property Taxes $247$2,964
Electricity $300$3,606
Total$3,714$44,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,337/yr
40% on housing$111,420/yr
45% on housing$99,040/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 23417$177
Accomack County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 23417
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$599,000

For Sale by Agent

AgentLinda Baylis Spence
BrokerageWeichert, Realtors Mason - Davis

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