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6581 Rural Point Rd, Mechanicsville, VA, 23116

5beds
4baths
2,627sqft
$575,000
$219price/sqft
$3,700/moest. monthly cost
$148,000/yrincome needed

About This Home

Welcome to a truly one-of-a-kind property in the heart of Hanover County! Completely renovated from top to bottom, this stunning 5-bedroom, 4-bath home offers over 2,600 square feet of beautifully updated living space on an incredible 1.5-acre lot. With a rare in-law suite featuring its own private entrance and full second kitchen, this home is perfectly suited for multigenerational living, extended guests, or added flexibility. Step inside to discover modern finishes throughout, including gorgeous quartz countertops, brand-new flooring, fresh paint, updated tile in most bathrooms, stylish new vanities, and thoughtful upgrades from head to toe. The spacious floor plan offers three separate living areas, a bright sunroom, beautiful bay windows that flood the home with natural light, and endless space for entertaining or everyday living. Outside, enjoy the charm of the wraparound porch overlooking your private 1.5-acre homesite, along with an oversized 4-car garage featuring newly finished space above complete with fresh paint and new flooring—perfect for a home office, gym, game room, studio, or additional flex space. Located in one of Hanover County’s most sought-after school districts, this home is zoned for Rural Point Elementary, Oak Knoll Middle, and Hanover High School. Opportunities like this are incredibly rare. A fully renovated home offering 5 bedrooms, 4 bathrooms, two kitchens, an in-law suite, three living areas, a sunroom, finished bonus space above a 4-car garage, and 1.5 acres simply doesn’t come along often—especially at this price point. If you’ve been searching for a home that truly stands apart from the rest, this is it.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
9/10
Oak Knoll Middle SchoolGrades 6-83.8 mi
7/10
Hanover High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer/Dryer Stacked,Dishwasher,Electric Cooking,Freezer,Ice Maker,Microwave,Oven,Refrigerator,Stove,Water Softener,Water Purifier,Washer
  • Laundry features: Stacked

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Area,Bay Window,Ceiling Fan(s),Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Speed Internet,Kitchen Island,Bath in Primary Bedroom,Multiple Primary Suites,Recessed Lighting,Wired for Data,Workshop
  • Flooring: Ceramic Tile,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Electric,Masonry,Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 1,300
  • Finished area above ground: 1,327

Heating & Cooling

  • Heating features: Electric,Heat Pump,Wood,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,627 sqft

Other

  • Level: Basement

Other

  • Level: First

Other

  • Level: Third

Property

Details

  • Parcel number: 8726000841
  • Zoning description: RS
  • Other equipment: Intercom

Features

  • Levels: Three Or More,Multi/Split
  • Stories: 3
  • Pool features: None
  • Patio & porch: Wrap Around
  • Exterior features: Paved Driveway

Lot

  • Lot size: 1.46 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway,Finished Garage,Paved,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$152$1,824
Property Taxes $388$4,656
Electricity $253$3,036
Total$3,700$44,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,857/yr
40% on housing$111,000/yr
45% on housing$98,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 23116$207
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23116$216
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Sold$340,000
2026-04-02Pending sale$345,000
2026-03-19Listed for sale$345,000
2021-04-30Sold$311,500
2019-10-25Sold$300,000
2019-09-12Price change$309,000
2019-09-02Price change$319,000
2019-07-01Listed for sale$327,000
2016-05-24Sold$240,000
2015-07-17Listed for sale$249,500

Coming Soon

AgentBrandan LeClerc
BrokerageReal Broker LLC

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