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1120 Monaghan Dr, Birmingham, AL, 35242

5beds
4baths
3,330sqft
$549,900
$165price/sqft
$3,608/moest. monthly cost
$144,320/yrincome needed

About This Home

Nestled on a quiet cul-de-sac, this exceptional 5-bedroom, 3.5-bath residence offers timeless elegance, thoughtful design, and a private setting. The spacious primary suite on the main level provides a peaceful retreat, while rich hardwood flooring enhances the beauty of the main living areas. Designed for both everyday living and entertaining, the home's generous layout offers ample space for family and guests. Step outside to a beautifully private backyard that backs to a common area, providing the rare advantage of no rear neighbors and a serene natural backdrop. Enjoy the perfect blend of luxury, comfort, and privacy in one of Birmingham's most desirable locations, with convenient access to premier shopping, dining, recreation, and highly regarded schools. This is a home where sophistication meets everyday living. (Professional photos to be uploaded on Tuesday, 7/14)

Getting Around

41
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

10/10
10/10
Chelsea Middle SchoolGrades 6-85.2 mi
8/10
Chelsea High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Construction materials: Shingle Siding,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: Second

Bathroom3

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,Cathedral/Vaulted,High Ceilings,Crown Molding,Smooth Ceilings,Tray Ceiling(s),Linen Closet,Separate Shower,Double Vanity,Split Bedrooms,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Gas Log,Living Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,330

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Heat Pump,Zoned,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 3,330 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 092033301084.000
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch Screened
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 5,662 sqft
  • Features: Cul-De-Sac,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Parking (MLVL),On Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$264$3,168
Property Taxes $192$2,304
Electricity $372$4,471
Total$3,608$43,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,702/yr
40% on housing$108,240/yr
45% on housing$96,213/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 35242$242
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35242$204
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$549,900
2013-07-31Sold$278,014
2013-03-08Sold$44,000

For Sale by Agent

AgentRhonda Hagemore
BrokerageWeichert Realtors Cullman

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