See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7281 Colts Neck Rd, Mechanicsville, VA, 23111

4beds
2baths
1,326sqft
$379,950
$287price/sqft
$2,501/moest. monthly cost
$100,040/yrincome needed

About This Home

Back on the market due to buyer financing falling through—no fault of the seller or the property. Welcome to this beautifully renovated 4-bedroom, 2-bath home in the heart of Mechanicsville! This move-in-ready property has been extensively updated with a new HVAC system, new energy-efficient windows, fresh interior and exterior paint, and recessed lighting throughout. The stunning kitchen features white shaker cabinets, quartz countertops, stainless steel appliances, and abundant cabinet space. Both bathrooms have been completely renovated with designer tile surrounds, new vanities, and modern fixtures. A whole-house backup generator provides added peace of mind. The home also features a brand-new septic system, a valuable upgrade for years of reliable service. Situated on a spacious 0.69-acre lot, the property includes a large detached two-car garage that's perfect for parking, storage, a workshop, or home gym. The previous buyer's home inspection revealed no major defects, giving future buyers added confidence. Conveniently located near shopping, dining, schools, and major commuter routes, this fully updated home offers modern comfort, quality improvements, and exceptional value in one of Mechanicsville's most desirable locations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
Bell Creek MiddleGrades 6-82.8 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Block,Drywall,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Refrigerator,Stove
  • Laundry features: Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cable TV
  • Flooring: Partially Carpeted,Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,326

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,326 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 8734252489
  • Zoning description: R1
  • Special condition: Corporate Listing
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Paved Driveway
  • Fencing: Partial

Lot

  • Lot size: 0.64 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$122$1,464
Property Taxes $256$3,072
Electricity $202$2,433
Total$2,501$30,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,748/yr
40% on housing$75,030/yr
45% on housing$66,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$212
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$369,950
2026-07-30Price change$379,950
2026-07-25Listed for sale$389,950
2026-06-29Pending sale$389,950
2026-06-26Listed for sale$389,950
2025-05-13Listing removed$2,000
2025-04-23Listed for rent$2,000
2025-04-17Sold$233,000
2025-03-12Pending sale$250,000
2025-03-11Listed for sale$250,000

For Sale by Agent

AgentDebbie Crevier-Kent
BrokerageCottage Street Realty LLC

Similar Homes