See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3231 Heather Dr, Live Oak, CA, 95953

3beds
2baths
1,685sqft
$432,000
$256price/sqft
$3,212/moest. monthly cost
$128,480/yrincome needed

About This Home

NEW PRICE REDUCTION in addition to a 5K Seller credit!!!! Built in 2022 and beautifully maintained, this move-in-ready home combines modern comfort with thoughtful upgrades that are already complete. Enjoy an open-concept floor plan, luxury vinyl plank flooring, recessed lighting with dimmer controls, a spacious primary suite, and a beautifully landscaped backyard featuring a pergola, fountain, raised planters, and possible RV parking. Unlike many new construction homes, this property already offers a finished outdoor living space ready to enjoy from day one. Conveniently located in the desirable Garden Glen neighborhood with no HOA.

Getting Around

22
WalkingCar-Dependent
9
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

7/10
Luther Elementary SchoolGrades K-50.3 mi
7/10
Live Oak Middle SchoolGrades 6-81.1 mi
6/10
Live Oak High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete,Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,685 sqft

Kitchen

  • Features: Marble Counter

Master Bathroom

  • Features: Shower Stall(s),Double Vanity

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 006720040000
  • Zoning: R1
  • Special condition: Standard
  • Other equipment: Water Filter System

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood,Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinklers In Rear,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: RV Possible,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,184$26,208
Home Insurance *$157$1,884
Property Taxes $473$5,676
Electricity $398$4,786
Total$3,212$38,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,125/yr
40% on housing$96,360/yr
45% on housing$85,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 95953$258
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95953$292
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$432,000
2026-07-10Price change$437,000
2026-06-27Listed for sale$444,000
2022-10-19Sold$413,000

For Sale by Agent

AgentRayfield Scott
BrokerageReal Estate Source Inc

Similar Homes