3768 Gallagher Rd, Rio Oso, CA, 95674
About This Home
Charming storybook farmhouse on acreage nestled among walnut orchards in the country near Rio Oso. The family lore tells that the Adobe Block home was built from the soil on the property, the many rooms upstairs and down include an office, loft, and large washroom(16'x11')attached to the two car garage. Property includes the main residence, several outbuildings, including an old milkhouse, and several rows of walnut trees. Wonderful wood floors, fireplace, plantation shutters, and mostly dual pane windows throughout. Downstairs office with separate entrance, upstairs large master bedroom with sitting room and balcony, plus a spacious extra room, and an additional upstairs bedroom. Also, there is a downstairs bedroom and bathroom close to country kitchen with stain glass cabinets and dining room with beautiful window view of the walnut orchards. Other desirable features include a partial basement, lots of built-ins and closets, with plenty of room to roam inside and out on 1.99 acres. This is a unique opportunity to enjoy quiet living. Plus additional acreage listed for sale avaiable adjacent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Concrete,Slab
- Roof: Composition
- Construction materials: Adobe,Block,Plaster,Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Dishwasher,Disposal,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range
- Laundry features: Laundry Room,Sink,Electric Dryer Hookup,Space For Frzr/Refr,Gas Dryer Hookup,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Linoleum,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Raised Hearth,Stone,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Central,Fireplace(s),Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,288 sqft
Kitchen
- Features: Tile Counters
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Tile,Tub,Window
Master Bedroom
- Features: Balcony,Sitting Room,Closet
Property
Accessibility
- Accessibility features: Grab Bars
Details
- Parcel number: 028020091000
- Zoning description: AG
- Special condition: Trust
Features
- Patio & porch: Deck
- Exterior features: Balcony
Lot
- Lot size: 1.99 Acres
- Features: Low Maintenance
Parking
- Total spaces: 2
- Parking features: Attached,Deck,RV Possible,Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sutter County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $630 | $7,560 |
| Electricity | $490 | $5,887 |
| Total | $4,914 | $58,968 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Price change | $775,000 |
| 2026-03-19 | Price change | $825,000 |
| 2025-08-27 | Listed for sale | $895,000 |
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