820 Flourmill Ct, Independence, KY, 41051
About This Home
🔥 NEW PRICE + RARE 5-BEDROOM OPPORTUNITY IN INDEPENDENCE! A true 5-bedroom home in Independence is a rare find--and opportunities like this don't come along often. Five bedrooms, generous living space, and a flexible layout, 820 Flourmill Court delivers the room today's buyers are searching for without pushing beyond the $450K mark. Floorplan includes over 3,000 square feet including a spacious primary suite set apart from the secondary bedrooms by a versatile bonus room--ideal as a home office, playroom, media room, or quiet retreat. Durable LVP flooring flows throughout the home, while both full bathrooms feature double vanities for added convenience. The finished walkout lower level expands your living space with a fifth bedroom, half bath, family room, small wet bar, and ample storage, creating endless possibilities for guests, hobbies, entertaining, or multi-generational living. Outside, enjoy an oversized deck overlooking a private, mostly level backyard with no homes directly behind--offering the perfect backdrop for relaxing evenings, gatherings with friends, or everyday play. Built in 2014 and conveniently located near schools, parks, shopping, and dining, this home combines generous living space with a location you'll love coming home to.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Disposal,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bedroom2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 169
- Dimensions: 13 x 13
Bedroom3
- Features: Walk-In Closet(s)
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedroom4
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom5
- Level: Basement
- Area: 117
- Dimensions: 13 x 9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Dining Room
- Level: First
- Area: 169
- Dimensions: 13 x 13
Entry
- Level: First
- Area: 60
- Dimensions: 10 x 6
Family Room
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 272
- Dimensions: 17 x 16
Features
- Walk-In Closet(s),Pantry,Open Floorplan,Entrance Foyer,Eat-in Kitchen,Double Vanity,Ceiling Fan(s)
- Window features: Vinyl Clad Window(s)
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,006
- Total interior livable area: 2,154 sqft
Primary Bath
- Features: Double Vanity
- Level: Second
- Area: 99
- Dimensions: 11 x 9
Primary Bedroom
- Features: Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s),Luxury Vinyl Flooring
- Level: Second
- Area: 224
- Dimensions: 16 x 14
Property
Details
- Parcel number: 0600002164.00
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Private Yard
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Lot size: 0.29 Acres
- Features: Cul-De-Sac,Level
- Lot size dimensions: Of Record
Parking
- Total spaces: 2
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $439 | $5,268 |
| Electricity | $170 | $2,041 |
| Total | $3,152 | $37,824 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $449,900 |
| 2026-07-31 | Price change | $465,000 |
| 2026-07-08 | Listed for sale | $476,000 |
| 2014-08-25 | Sold | $182,330 |
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