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102 Camino Santiago, Santa Fe, NM, 87501

2beds
2baths
1,693.98sqft
$892,500
$527price/sqft
$5,381/moest. monthly cost
$215,240/yrincome needed

About This Home

Experience the lifestyle of Downtown Santa Fe at Plaza Del Monte, a gated community located within one of the Southwest’s most iconic destinations, just minutes from the historic Santa Fe Plaza. This rare offering presents a compelling opportunity for investors, second-home owners, and adventure travelers alike, with the added benefit of allowable short-term rentals. The community offers a unique and peaceful setting with nearby access to open space, hiking and biking trails, and outdoor recreation, while remaining close to Santa Fe’s celebrated galleries, restaurants, and cultural landmarks. A rare chance to own in a community that blends lifestyle, location, and strong investment potential. This charming 1,694 square foot residence offers 2 bedrooms, 2 baths, a light-filled sunroom, and a carport, all set within a spacious outdoor area with room to garden and create your own private oasis. The home captures the character and warmth that define classic Santa Fe style while offering an exciting opportunity for the next owner to update and elevate the property to the next level. With its exceptional walkable location and generous space both inside and out, this property presents a rare chance to enjoy the Downtown Santa Fe lifestyle while adding your own vision and value.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Milagro Middle SchoolGrades 7-83.3 mi
--
Santa Fe EngageGrades 9-126.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • No Interior Steps
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Kiva,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: None

Interior Area

  • Total structure area: 1,693
  • Total interior livable area: 1,693 sqft

Property

Details

  • Parcel number: 099306093
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Living area range: 1,501-1,750

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,512$54,144
Home Insurance *$237$2,844
Property Taxes $484$5,808
Electricity $148$1,780
Total$5,381$64,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,491/yr
40% on housing$161,430/yr
45% on housing$143,493/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$527This listing

vs Other Active Listings

Avg $/sqft

ZIP 87501$483
Santa Fe County$365

vs Homes Sold Last Month

Median $/sqft

ZIP 87501$468
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Listed for sale$892,500
2026-02-01Listing removed$892,500
2026-01-08Listed for sale$892,500
2025-11-21Listing removed$892,500
2025-11-11Listed for sale$892,500
2025-10-10Listing removed$892,500
2025-08-31Pending sale$892,500
2024-11-15Listed for sale$892,500

For Sale by Agent

AgentDominic Serna
BrokerageKeller Williams Realty

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