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651 Cliff Top Rd, Blaine, TN, 37709

7beds
8baths
12,000sqft
$1,999,900
$167price/sqft
$15,936/moest. monthly cost
$637,440/yrincome needed

About This Home

Once-in-a-lifetime Opportunity! Full of Charm and History this Unique Architectural Masterpiece fronting the Holston River is nestled on a sprawling 11+ acres with picturesque views of Rolling Pastures and the Mountains as your Backdrop. This Exceptional Riverfront Estate spreads over 2 Spacious Levels with 12,000 SF of Luxury Living and Attached Guest House. The Owners have had the Privilege to Restore this Stunning Dwelling with an Absolute Masterful Top-to-bottom Renovation, adding Modern amenities while keeping the Original Character and Architectural Integrity throughout. Authentic and Unique best describes the Classic interior of the Main House with Sophisticated Timber Walls, Exposed Timber Frame Trusses, built-in Cabinetry, 9 FT Mahogany doors throughout and Intricate Stonework. Upon arrival into the Grand Foyer, you are greeted by the warmth of Natural Timber Beams, the amazing Floating Staircase and Wooden Floors covering the Interior on Main. Specious Living Room features Voluminous Family spaces with Soaring Cathedral Ceilings, Massive Floor to Ceiling Windows and Stunning Double Sided Wood Burning Fireplace. Extravagant Culinary Kitchen is the heart of this home with Professional Grade Appliances, Huge Center Island, Gas Cooktop and Ample Custom Cabinets. Owner's Suite is a True Retreat located on a Separate Wing of the House with Wood Planked Vaulted Ceiling and Spacious sitting area. The Walkout Basement is a Home within -a-home, fully functioning as Separate Living Quarters Complete with 2 BR's including a Master, 2 BA's, Living Room and Kitchen. The Cozy Guest House is also suitable as additional Living Quarters, perfect for Guests with a Mini Kitchen, Living Room and a Master BR. The outdoor oasis showcases Unique Architectural features created with Handpicked materials Like Natural Stone Walls and Extensive Patios, separate Terrace for sitting and Intricate Stone Courtyard built for the ages. Meticulously Maintained Landscaped grounds, with Walking Path down to the River for Water Access and Enjoyment of Natural Setting from the elevated shoreline. Overlooking pastoral lawns with sweeping views of the Mountains & Holston River this Unique Property is an Unmatched Estate, one of the best kept secrets in Blaine! This Home offers the ideal atmosphere to enjoy the Peaceful, Nature-inspired lifestyle of East TN, all within a quick commute to Knoxville & Lenoir City. Simply Exquisite!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Joppa Elementary SchoolGrades PK-67.9 mi
5/10
Rutledge Middle SchoolGrades 7-811.6 mi
--
Grainger AcademyGrades 9-1211.6 mi

Construction

Condition

  • Year built: 1983

Materials

  • Construction materials: Stone,Cement Siding,Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Wet Bar,Eat-in Kitchen,Bonus Room
  • Window features: Wood Frames,Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 4
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 12,000
  • Total interior livable area: 12,000 sqft

Property

Details

  • Parcel number: 102 00200 000

Features

  • Exterior features: Prof Landscaped
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Lake/Water Access,River

Lot

  • Lot size: 11.50 Acres
  • Features: Private,Level
  • Lot size dimensions: 692 x 690 x 748 x 796

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,112$121,344
Home Insurance $953$11,436
Property Taxes $3,896$46,752
Electricity $975$11,700
Total$15,936$191,232

Income You'd Need if You Spent...

35% on housing$546,377/yr
40% on housing$478,080/yr
45% on housing$424,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 37709$224
Grainger County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 37709$190
Grainger County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$1,999,900
2024-09-27Listing removed$2,999,900
2023-10-27Listed for sale$2,999,900
2014-02-10Sold$289,000
2001-08-07Sold$42,500

For Sale by Agent

AgentOleg Cheban
BrokerageRealty Executives Associates

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