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130 River Ranch, Boerne, TX, 78006

2beds
2baths
1,176sqft
$369,900
$315price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Experience true Hill Country living on nearly 6 private acres in the heart of Texas. This 2-bedroom, 2-bath home offers a rare opportunity for buyers ready to renovate and create their own retreat. Whether you're looking for a weekend escape, investment opportunity, or full-time residence, this property is a blank canvas with endless potential. Located in River Ranch Estates, the property includes access to a private neighborhood Guadalupe River park - giving owners direct access to the Guadalupe River just about a mile away. Spend your weekends tubing, kayaking, swimming, or simply relaxing by the water. Community amenities include voluntary HOA membership, river park, BBQ/grill areas, and waterfront access - all while maintaining a peaceful, low-density setting. Set among mature trees and rolling terrain, the land offers scenic views and abundant native wildlife, including frequent sightings of white-tailed and axis deer. If you've been looking for space, privacy, and room to breathe, this property delivers. The home is ready for updates and improvements, making it ideal for someone who wants to customize finishes and design to their taste. Utilities are already in place, including a water well, electricity, and a septic system with lateral lines for easier maintenance. The roof is approximately 5 years old, offering added value and peace of mind. Location is another highlight. Enjoy convenient access to charming Boerne, Kendalia, and Sisterdale, with the wineries of Fredericksburg's wine country and Luckenbach music venue just a short drive away. You get the quiet of the countryside without sacrificing access to dining, shopping, and entertainment. Benefit from a low county tax rate of approx 1.40 and zoning to highly rated Boerne ISD schools. Acreage, river access, utilities in place, a newer roof, and a prime Hill Country location - opportunities like this are becoming harder to find. Bring your vision and make this special piece of Texas your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
7/10
Boerne Middle NorthGrades 6-88.1 mi
8/10
Boerne High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: As-Is,Pre-Owned
  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Range,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: Main Level,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 140

Features

  • One Living Area,Eat-in Kitchen,Utility Room Inside,1st Floor Lvl/No Steps,High Speed Internet,All Bedrooms Downstairs,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Linoleum
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,176 sqft

Kitchen

  • Area: 112

Living Room

  • Area: 308

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 32

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 182

Property

Details

  • Parcel number: 1024456450600

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: County VIew
  • Residential vegetation: Mature Trees,Partially Wooded,Mature Trees (ext feat)
  • Horses can be raised: Yes

Lot

  • Lot size: 5.85 Acres
  • Features: 2 - 5 Acres,Wooded,Secluded,Level

Parking

  • Parking features: None,Circular Driveway,RV/Boat Parking,Unpaved Drive,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$172$2,064
Property Taxes $421$5,052
Electricity $238$2,859
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 78006$424
Kendall County$459

vs Homes Sold Last Month

Median $/sqft

ZIP 78006$220
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$399,000
2026-02-25Listed for sale$415,000

For Sale by Agent

AgentRhonda Hobbs
BrokerageColdwell Banker D'Ann Harper

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