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40 Watchmen Lane, Cameron, NC, 28326

5beds
4baths
2,470sqft
$368,000
$149price/sqft
$2,524/moest. monthly cost
$100,960/yrincome needed

About This Home

You must see this spacious 5-bedroom residence nestled in the highly sought-after Lexington Plantation community. This three-story home offers an expansive open-concept main level where the family room, bright dining area, and gourmet kitchen flow together seamlessly. The heart of the home features a chef-ready kitchen, granite countertops, a central prep island, ample cabinetry, a pantry, and sleek stainless steel appliances. Upstairs, the generous primary suite serves as a private retreat, complete with a double vanity, and a large walk-in shower. The additional four bedrooms offer incredible versatility, ideal for a growing family, dedicated home offices, or a vibrant playroom. Step outside to a private fully fenced backyard, it is perfect for weekend barbecues, outdoor play, or simply unwinding after a long day. The Neighborhood amenities include community pool, club house and playground. This home is waiting for that perfect family in need of a quick commute to Fort Bragg.** VA Assumable Loan @ 5.6%

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Benhaven ElementaryGrades PK-56.0 mi
4/10
Overhills MiddleGrades 6-83.3 mi
3/10
Overhills High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener

Basement

  • Basement: None

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Nook

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Eat-in Kitchen
  • Attic: Storage

Heating & Cooling

  • Heating features: Propane,Fireplace(s),Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 09956517 0282
  • Zoning: RA-20R
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 80 x 215 x 81 x 230

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Hurricane
Ice Storm
Strong Wind

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$211$2,532
Property Taxes $223$2,676
Electricity $230$2,760
Total$2,524$30,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,537/yr
40% on housing$75,720/yr
45% on housing$67,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 28326$248
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28326$158
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$364,000
2026-07-08Listed for sale$368,000
2023-05-04Sold$349,900
2023-03-24Pending sale$349,900
2023-03-11Listed for sale$349,900
2019-05-28Sold$226,000
2019-04-30Pending sale$225,000
2019-04-17Listed for sale$225,000
2015-12-16Sold$32,000
2015-08-07Sold$206,000

For Sale by Agent

AgentJessica Cantrell
BrokerageNexthome In The Pines

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