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200 Ham Hill Road, Cambridge, ME, 04923

7beds
3baths
4,080sqft
$800,000
$196price/sqft
$6,400/moest. monthly cost
$256,000/yrincome needed

About This Home

Welcome to Ham Hill in Cambridge, Maine. This beautiful, 3-story colonial sets back off the town maintained country road. With its tree-lined driveway, open fields, mountain views and wooded background, you won't be lacking for privacy and are surrounded by nature. Situated on 250 acres with 225 acres located in Cambridge, and 25 in Harmony with over 1200' of road frontage, this subdividable parcel features original stonewalls, well-marked trails that lead to hidden gems such as a stream and small waterfall, this property has everything that that you are looking for in a traditional Maine homestead. Featuring a private guest suite, rec room over garage, 7 bedrooms and large dining room and kitchen, hosting friends and family during the holidays will be an annual tradition. Meticulously maintained with old New England charm, you will feel like you've stepped back in time. The property would be a lovely B&B, Inn or a sportsperson retreat for the guest that wants a break from city life in a bucolic country setting. Steeped in history, the Town of Cambridge used to be a part of the Town of Ripley. Back in the early 1800's, when Maine was a part of the Commonwealth of Massachusetts, families settled in the area including the Ham family. With a population of less than 500, and just a stone's throw to Cambridge Pond, the Cambridge General Store and Restaurant and access to ATV trails directly from the property, 200 Ham Hill Road is what you have been dreaming about. Just 30 minutes to Dover-Foxcroft, an hour from Bangor and 2 hours from Portland, Cambridge offers the country lifestyle that you are looking for without being too far from modern amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedroom6

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Dining Room

  • Level: First

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,080

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 4,080
  • Total interior livable area: 4,080 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Mud Room

  • Level: First

Other

  • Level: Third

Other

  • Level: Third

Property

Details

  • Parcel number: CAMEM03L10
  • Zoning: Residential

Features

  • Has view: Yes
  • View description: Fields,Mountain(s),Scenic,Trees/Woods

Lot

  • Lot size: 250 Acres
  • Features: Interior Lot,Level,Open Lot,Pasture,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Drought
Ice Storm
Lightning
Hurricane
Strong Wind

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance $461$5,532
Property Taxes $1,301$15,612
Electricity $593$7,116
Total$6,400$76,800

Income You'd Need if You Spent...

35% on housing$219,428/yr
40% on housing$192,000/yr
45% on housing$170,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 04923$80
Somerset County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 04923
Somerset County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$800,000
2026-04-19Contingent$800,000
2025-07-30Listed for sale$800,000

For Sale by Agent

BrokerageRealty of Maine

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