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443 Cross Road, Swanville, ME, 04915

1beds
2baths
2,040sqft
$279,000
$137price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Tucked among mature trees and beautifully landscaped grounds, this well-maintained property offers a peaceful setting with room to enjoy both indoors and out. Set on approximately one acre, the home features a single-wide residence on a full foundation, providing more living space than meets the eye. A spacious sunroom welcomes natural light and offers the perfect spot to relax with a morning coffee, enjoy the changing seasons, or gather with friends. The finished walkout basement adds valuable flexible living space suitable for a variety of uses, while the detached two-car garage provides ample room for vehicles, storage, hobbies, or workshop space. Outside, flowering trees, established plantings, and thoughtfully designed landscaping create a picturesque backdrop that reflects years of care and attention. The setting feels private and inviting while remaining conveniently located to nearby amenities. Located in Swanville, you'll enjoy easy access to Swan Lake's boating, fishing, and swimming opportunities, along with Swan Lake State Park's public beach and recreation areas. Belfast's vibrant waterfront, restaurants, shops, and harbor are just a short drive away, offering the perfect balance of rural charm and coastal convenience. Whether you're looking for a comfortable year-round home or a place to enjoy Maine's natural beauty, this property combines attractive outdoor spaces, flexible living areas, and a location that puts some of the region's favorite destinations within easy reach at an affordable price.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

--
Kermit S Nickerson SchoolGrades PK-51.2 mi
4/10
6/10
Belfast Area High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Mobile,Shingle Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Doghouse,Interior Entry,Walk-Out Access,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Basement

Den

  • Level: First

Features

  • Flooring: Laminate,Vinyl,Wood
  • Finished area below ground: 840
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Hot Water,Wood Stove
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,040
  • Total interior livable area: 2,040 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: SWAEM005L003C
  • Zoning: Rural
  • Other equipment: Internet Access Available

Features

  • Patio & porch: Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1 Acres
  • Features: Rural,Open Lot,Rolling Slope,Landscaped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,5 - 10 Spaces,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance $106$1,272
Property Taxes $389$4,668
Electricity $296$3,558
Total$2,201$26,412

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 04915$254
Waldo County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 04915
Waldo County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$279,000
2026-06-29Contingent$279,000
2026-06-06Listed for sale$279,000

For Sale by Agent

AgentKeirsten Wyman
BrokerageRE/MAX JARET & COHN

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