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2598 Black River St, Deckerville, MI, 48427

3beds
1baths
1,200sqft
$130,000
$108price/sqft
$1,036/moest. monthly cost
$41,440/yrincome needed

About This Home

Welcome to 2598 Black River Street in Deckerville! This 3-bedroom, 1-bath home offers approximately 1,200 square feet of living space on a spacious double lot, directly across the street from Deckerville Elementary School. Recent updates include a brand-new boiler, brand-new hot water heater, and new flooring, giving the next owner peace of mind on some of the home's major mechanicals. The large double lot provides plenty of outdoor space and added flexibility. Whether you're a first-time homebuyer or looking to downsize, this home offers a great opportunity in a convenient location close to schools and everything Deckerville has to offer.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

8/10

Construction

Materials

  • Foundation: Block,Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Area: 112
  • Dimensions: 14 X 8

Bedroom

  • Level: Entry
  • Area: 64
  • Dimensions: 8 X 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Features

  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Ceiling Fans

Interior Area

  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Living Room

  • Level: Entry
  • Area: 180
  • Dimensions: 18 X 10

Other

  • Level: Entry
  • Area: 54
  • Dimensions: 9 X 6

Primary Bedroom

  • Level: Second
  • Area: 154
  • Dimensions: 14 X 11

Property

Details

  • Parcel number: 17103220002000
  • Special condition: Short Sale No,Standard

Features

  • Levels: One And One Half
  • Stories: 1
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 100 x 120

Parking

  • Parking features: Driveway,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Hail
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters in Sanilac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$105$1,260
Property Taxes $86$1,032
Electricity $188$2,259
Total$1,036$12,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,520/yr
40% on housing$31,080/yr
45% on housing$27,626/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 48427$188
Sanilac County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48427
Sanilac County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$124,000
2026-07-31Price change$130,000
2026-07-24Listed for sale$144,900
2026-03-06Sold$50,000
2026-02-28Pending sale$55,000
2026-02-13Listed for sale$55,000
2009-06-24Sold$9,000
2009-02-12Sold$66,428

For Sale by Agent

AgentSebastian Freeman
BrokerageEpique Realty

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