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429 14th St N, Breckenridge, MN, 56520

5beds
3baths
2,624sqft
$259,900
$99price/sqft
$2,034/moest. monthly cost
$81,360/yrincome needed

About This Home

Welcome to this lovely and spacious 5-bedroom, 3-bathroom home located on a large corner lot right across from the Breckenridge Aquatic Center, tennis courts, and close to all three schools! This well-maintained home features a generous layout with a bonus family room on the main floor, ideal for gatherings and entertaining. The upstairs primary bedroom includes a walk-in closet next to an updated bathroom with a beautifully tiled shower. The upper level features a living room with a brick gas fireplace, a large kitchen with an ample amount of cabinets for storage, and a spacious dining room with updated lighting. Enjoy the comfort and efficiency of many new windows throughout the home, letting in plenty of natural light, and new luxury vinyl planking in much of the home. Step outside into the fully fenced backyard, complete with a spacious patio perfect for relaxing or entertaining. The oversized 864 sq ft heated garage provides ample room for vehicles, storage, or a workshop. Don’t miss out on this fantastic opportunity to own a move-in-ready home in one of Breckenridge’s most desirable locations! *Some digitally altered photos used.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Concrete,Sump Pump

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Upper

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,092
  • Finished area above ground: 1,532

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Patio

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 233900160
  • Zoning description: Residential-Single Family
  • Foundation area: 1532

Features

  • Levels: Multi/Split
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Full

Lot

  • Lot size: 10,802 sqft
  • Features: Corner Lot
  • Lot size dimensions: 98 x 122

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Wilkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$267$3,204
Property Taxes $232$2,784
Electricity $221$2,655
Total$2,034$24,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,737/yr
40% on housing$61,020/yr
45% on housing$54,240/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 56520$80
Wilkin County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 56520$123
Wilkin County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$284,900
2026-03-13Listed for rent$2,500
2026-02-06Price change$299,900
2025-09-30Price change$315,000
2025-09-08Listed for sale$325,000
2021-10-25Sold$239,000
2021-09-28Pending sale$260,000
2021-08-18Listed for sale$260,000

For Sale by Agent

AgentLisa Mauch
BrokerageMiller Realty, Inc.

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