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326 11th St N, Breckenridge, MN, 56520

3beds
2baths
1,973sqft
$129,900
$66price/sqft
$1,075/moest. monthly cost
$43,000/yrincome needed

About This Home

One-story 3-bedroom, 2-bath home offering a practical layout, a fully fenced yard and a 22x23 detached two-stall garage. The main level includes a spacious living room, large kitchen with extensive cabinetry, two bedrooms, a full bath and an oversized mudroom. The full lower level provides a third bedroom, family room, office, wet bar area, 3/4 bath and laundry. Additional features include central air, natural gas heat, city water and sewer, and a backyard patio. Located in Breckenridge’s Twin Town community with neighboring Wahpeton, providing convenient access to parks, recreation, schools, shopping and community services.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Area: 181.04
  • Dimensions: 14.6x12.4

Bedroom2

  • Level: Main
  • Area: 157.5
  • Dimensions: 12.5x12.6

Bedroom3

  • Level: Basement
  • Area: 126.54
  • Dimensions: 11.1x11.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 166.75
  • Dimensions: 11.5x14.5

Features

  • Finished area below ground: 900
  • Finished area above ground: 1,073

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,146
  • Total interior livable area: 1,973 sqft

Kitchen

  • Level: Main
  • Area: 245.3
  • Dimensions: 11x22.3

Living Room

  • Level: Main
  • Area: 225.54
  • Dimensions: 12.6x17.9

Mud Room

  • Level: Main
  • Area: 222.3
  • Dimensions: 11.4x19.5

Office

  • Level: Lower
  • Area: 170.17
  • Dimensions: 11.9x14.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230504775
  • Zoning description: Residential-Single Family
  • Foundation area: 1073

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Chain Link,Full

Lot

  • Lot size: 5,880 sqft
  • Lot size dimensions: .135 acres

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Wilkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$133$1,596
Property Taxes $116$1,392
Electricity $170$2,050
Total$1,075$12,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,857/yr
40% on housing$32,250/yr
45% on housing$28,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 56520$86
Wilkin County$86

vs Homes Sold Last Month

Median $/sqft

ZIP 56520$123
Wilkin County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$129,900
2021-05-20Sold$174,900

For Sale by Agent

AgentDaniel Pflugshaupt
BrokerageGallery of Homes

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