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118 3rd St SW, Rothsay, MN, 56579

2beds
1baths
1,382sqft
$189,900
$137price/sqft
$1,628/moest. monthly cost
$65,120/yrincome needed

About This Home

Welcome to Rothsay, where small town living meets smart updates and serious garage space. This 2 bedroom, 1 bathroom rambler offers the comfort, efficiency, and functionality buyers are looking for, featuring wood floors, stainless steel appliances, low maintenance vinyl siding, a durable metal roof, and an efficient mini split system for heating and cooling. The partially finished basement adds flexible space for storage, hobbies, or future potential. Outside, enjoy a patio, firepit, and two garden sheds, all set up for easy outdoor living. The standout feature is the large heated two stall garage, perfect for vehicles, projects, tools, and year round use. Affordable, practical, and move in ready, this Rothsay home is a great opportunity to own a property that checks the boxes inside and out.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Rothsay Elementary SchoolGrades PK-60.6 mi
6/10
Rothsay SecondaryGrades 7-120.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished,Storage Space

Bathroom

  • Level: Main
  • Area: 37.31
  • Dimensions: 9.1x4.1

Bedroom

  • Level: Main
  • Area: 124.16
  • Dimensions: 12.8x9.7

Bedroom2

  • Level: Main
  • Area: 116.608
  • Dimensions: 12.8x9.11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 85.28
  • Dimensions: 10.4x8.2

Family Room

  • Level: Lower
  • Area: 289.32
  • Dimensions: 24.11x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 290
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Ductless Mini-Split,Other
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 1,382 sqft

Kitchen

  • Level: Main
  • Area: 111.3
  • Dimensions: 10.6x10.5

Laundry

  • Level: Main
  • Area: 84.64
  • Dimensions: 9.2x9.2

Living Room

  • Level: Main
  • Area: 167.14
  • Dimensions: 13.7x12.2

Other

  • Level: Lower
  • Area: 60.8
  • Dimensions: 8x7.6

Other

  • Level: Lower
  • Area: 135.2
  • Dimensions: 13x10.4

Storage

  • Level: Lower
  • Area: 167.61
  • Dimensions: 15.1x11.10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 296200330
  • Zoning description: Residential-Single Family
  • Foundation area: 1092

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 125 x 70

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Concrete,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Wilkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$241$2,892
Property Taxes $257$3,084
Electricity $170$2,050
Total$1,628$19,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,817/yr
40% on housing$48,840/yr
45% on housing$43,413/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 56579$146
Wilkin County$82

vs Homes Sold Last Month

Median $/sqft

ZIP 56579$145
Wilkin County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$189,900
2026-07-16Price change$189,900
2026-07-08Price change$194,900
2026-06-24Price change$199,900
2026-06-17Listed for sale$215,000

For Sale by Agent

AgentRyan Hanson
BrokerageKeller Williams Realty Professionals

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