See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

224 6th St S, Breckenridge, MN, 56520

1beds
1baths
791sqft
$85,000
$107price/sqft
$773/moest. monthly cost
$30,920/yrincome needed

About This Home

This property has 1 bedroom on the main floor, but does have a loft that is insulated and could be finished. The shingles are only 8 years old. Also a newer gas furnace and central air conditioning. The 2 car garage has a furnace in it, but the owner has never used it. The back yard is fenced in for the pets.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 791

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,351
  • Total interior livable area: 791 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230501875
  • Zoning description: Residential-Single Family
  • Foundation area: 791

Features

  • Levels: One and One Half
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 8,145 sqft
  • Lot size dimensions: 61' x 133'

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters in Wilkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$87$1,044
Property Taxes $87$1,044
Electricity $170$2,050
Total$773$9,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,502/yr
40% on housing$23,190/yr
45% on housing$20,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 56520$90
Wilkin County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 56520$123
Wilkin County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$85,000
2026-06-19Listed for sale$85,000
2018-04-13Sold$35,000

For Sale by Agent

AgentGuy S Miller
BrokerageMiller Realty, Inc.

Similar Homes