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1512 Old Saint Marys Rd, Perryville, MO, 63775

3beds
3baths
1,727sqft
$555,000
$321price/sqft
$3,719/moest. monthly cost
$148,760/yrincome needed

About This Home

Discover a unique opportunity to enjoy comfortable living while building equity in a commercially zoned area. This 2.26-acre property offers a 3-bedroom, 2.5-bath home with plenty of usable space inside and out. The open kitchen and dining area create an inviting layout, while the main-level laundry and spacious primary suite add everyday convenience. A bright sunroom—heated and cooled for year-round enjoyment—adds even more flexible living space. Major improvements were completed in 2021, including the roof, vinyl siding, and most windows. The full basement expands your options with a kitchenette, bathroom, and a walk-up to the backyard, making it ideal for guests, hobbies, or additional living space. Outdoor living is easy with a covered deck that leads down to a beautifully stained concrete patio overlooking the backyard. A 30x56 insulated metal outbuilding, built in 2018, offers incredible versatility with concrete floors, an insulated door, bathroom, permanent auto lift, air compressor with air lines, and its own heating and cooling. Whether you're looking for room to spread out, space for projects, or an opportunity to live and invest in an area with future potential, this property delivers a rare combination of comfort, utility, and value. Interior photos coming in January. Duplicate listing #25080813

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
4/10
3/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Electric Oven,Refrigerator,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Separate Dining
  • Flooring: Carpet,Laminate,Linoleum
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,727

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,727
  • Total interior livable area: 1,727 sqft

Property

Details

  • Parcel number: 116.0013001005014.00000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 2.26 Acres
  • Features: Open Lot,Sloped
  • Lot size dimensions: 2.26 acres

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$509$6,108
Property Taxes $263$3,156
Electricity $141$1,693
Total$3,719$44,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,508/yr
40% on housing$111,570/yr
45% on housing$99,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 63775$228
Perry County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 63775
Perry County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$585,000
2016-11-14Sold--
2016-09-01Listed for sale$199,500
2012-06-29Sold--

For Sale by Agent

AgentJennifer L Janet
Brokerage573 Realty Group

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