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520 Christopher Dr, Perryville, MO, 63775

3beds
2baths
2,413sqft
$368,500
$153price/sqft
$2,560/moest. monthly cost
$102,400/yrincome needed

About This Home

This stunning lakefront retreat at Twin Lakes offers the perfect blend of comfort, charm, and unforgettable waterfront views—all tucked within a quaint, private lake community located less than five miles from city limits. Built in 1985, this four bedroom, 2 bath home offers 2413 sf of living area. Designed for both everyday living and weekend escapes, this home welcomes you with an open-concept main level featuring a spacious living room nestled between a dining area and den that is accented by a woodburning soapstone stove, creating warm and inviting gathering spaces year-round. Fresh paint and updated laminate flooring add a modern touch throughout the home. The bright and airy kitchen is beautifully appointed with rich pecan cabinetry, stainless steel appliances including a gas stove with griddle, and a center island ideal for entertaining. The adjoining dining area is surrounded by windows that frame incredible lake and backyard views while providing seamless access to the expansive deck—perfect for relaxing with morning coffee or hosting family and friends. A main level primary bedroom is illuminated with natural sunlight from the many windows that showcase breathtaking lake views and a romantic woodburning fireplace. Solid oak stairs lead to the upper-level loft overlooking the living space, along with a spacious bedroom and additional storage area. The walk-out lower level is home to a secondary primary suite flooded with natural sunlight from oversized windows that showcase breathtaking lake views. Complete with its own private bath and Jacuzzi tub overlooking the water this serene space feels like a private getaway all its own. This space would make a great guest suite as well. Outside, you’ll find beautifully maintained landscaping, a fountain feature, covered swimming dock with ceiling fan, and a unique pull-through garage that can easily double as entertaining space. Whether you’re searching for a full-time residence or the ultimate lakeside retreat, this property delivers lake living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Perryville Primary CenterGrades PK-25.7 mi
4/10
3/10

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Cooktop,Down Draft,Gas Cooktop,Microwave,Gas Range,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Trash Compactor,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Sleeping Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen/Dining Room Combo,Bookcases,Center Hall Floorplan,Open Floorplan,Special Millwork,Vaulted Ceiling(s),Breakfast Bar,Kitchen Island,Custom Cabinetry,Eat-in Kitchen
  • Door features: Panel Door(s),French Doors,Pocket Door(s),Storm Door(s)
  • Window features: Window Treatments,Insulated Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Free Standing,Insert
  • Fireplace: Yes
  • Finished area below ground: 423
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,413
  • Total interior livable area: 2,413 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 057.0035000001002.00000
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Patio & porch: Deck
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake

Lot

  • Lot size: 0.76 Acres
  • Features: Views,Waterfront,Wooded
  • Lot size dimensions: 187 x 94 x 127 x 48 x 52 x 22 x 253

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Heat Wave
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,863$22,356
Home Insurance *$338$4,056
Property Taxes $175$2,100
Electricity $184$2,211
Total$2,560$30,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,771/yr
40% on housing$76,800/yr
45% on housing$68,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 63775$234
Perry County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 63775
Perry County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$368,500
2026-02-24Listed for sale$369,000
2026-02-21Contingent$369,000
2026-01-19Price change$369,000
2025-11-18Price change$375,000
2025-09-03Listed for sale$385,000
2025-09-01Listing removed$385,000
2025-08-02Listed for sale$385,000
2025-07-14Contingent$385,000
2025-05-27Price change$385,000
2025-01-22Listed for sale$395,000
2025-01-22Listing removed$395,000
2024-08-05Listed for sale$395,000

For Sale by Agent

AgentTracey J Hagan
BrokerageRE/MAX Realty Experts

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