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2114 Sheltered Way, Perryville, MO, 63775

3beds
2baths
1,285sqft
$339,000
$264price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

Nestled among the trees at beautiful Lake Perry, this charming 3-bedroom, 1.5-bath cabin is a true gem. Completely updated within the last two years, this eye-catching home showcases the care and attention the current owners have invested since purchasing the property. Step inside and you'll immediately appreciate the modern finishes and inviting atmosphere. Everything has been updated, including gorgeous granite countertops and stainless steel appliances. The accessible crawlspace provides excellent additional storage, a rare and practical feature. There is a water view from the top deck. Enjoy everything Lake Perry has to offer, including a 200-acre (more or less) spring-fed lake, a community in-ground pool, sandy beaches, playgrounds, pavilions, a seasonal restaurant, and much more. This home is conveniently located within walking distance of the community swimming pool, making it easy to enjoy the amenities. For added comfort and energy efficiency, the entire home—including the attic and crawlspace—has been insulated with conditioned spray foam. The washer and dryer are also included, making this move-in-ready cabin an exceptional opportunity to enjoy lake living at its finest.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Perryville Primary CenterGrades PK-211.7 mi
4/10
3/10
Perryville Sr. High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Microwave,Electric Range,Refrigerator,Washer/Dryer Stacked,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Bookcases,Eat-in Kitchen
  • Window features: Window Coverings
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,285

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,285
  • Total interior livable area: 1,285 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 18x10

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 18x20

Property

Accessibility

  • Accessibility features: Accessible Common Area

Details

  • Parcel number: 153.0008001002009.00000
  • Special condition: Standard
  • Exclusions: Mineral Rights

Features

  • Levels: One
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Waterfront features: Lake Privileges
  • Waterbody name: Lake Perry

Lot

  • Lot size: 1.29 Acres
  • Features: Close to Clubhouse

Parking

  • Parking features: Drive Through,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$311$3,732
Property Taxes $161$1,932
Electricity $141$1,693
Total$2,327$27,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 63775$233
Perry County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 63775
Perry County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$299,000
2026-07-15Listed for sale$339,000

For Sale by Agent

AgentBeth A Yamnitz
BrokerageRitter Real Estate

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