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2888 Highway 334, Pontotoc, MS, 38863

4beds
2baths
1,976sqft
$224,900
$114price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

Well maintained 4 bedroom, 2 bath, 2 living areas, split/open floor plan, kitchen with large pantry and massive island bar, and that is just the inside! Outside you will find 3 spacious acres, well leveled for yard and garden! And then a HUGE 40X40 shop, 12' sidewalls, large lofted area, with an additional 20' awning, 10x10 roll up door, and 10x8 roll up door along with a walk-in door. And the kids play house stays too!! Survey on file! Seller is related to MS licensed real estate broker.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Convt
  • Roof: Comp. shingles

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Formica Counters

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Property

Details

  • Parcel number: 0310100001205

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3 Acres
  • Lot size dimensions: 3 acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail

FEMA Declared Disasters in Pontotoc County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$181$2,172
Property Taxes $93$1,116
Electricity $192$2,304
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 38863$116
Pontotoc County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 38863$142
Pontotoc County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$199,900
2026-08-04Price change$220,000
2026-07-11Listed for sale$224,900

For Sale by Agent

AgentElyse Smith
BrokerageAnchor Realty, LLC

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