507 Reserve Ln, Saint Simons Island, GA, 31522
About This Home
Welcome to your slice of island life on St Simons Island! This charming three-bedroom, two-and-a-half-bath townhouse is already generating rental income, making it an incredibly smart buy for investors and coastal dreamers alike. With 1,772 square feet of well-designed living space, this end unit offers extra privacy that interior units simply can't match. Step inside and you'll immediately notice the quality of the build. Granite countertops anchor the kitchen, giving it a polished feel without trying too hard. The primary bedroom is generously sized, paired with a large primary bath that makes your morning routine feel like less of a chore. The home comes partially furnished, so you can skip the headache of starting from scratch and get straight to enjoying island living — or collecting that rental check. Outside, the updated garage keeps your ride shaded while you're off exploring. And speaking of exploring, the neighborhood pool is perfect for lazy afternoons when the beach feels just a little too far away. But let's be honest — on this island, nothing is really far away. The location is tough to beat. Frederica Academy is just down the road, grocery runs to Winn-Dixie are a breeze, and the iconic St Simons Island Pier is a short drive south for sunset strolls and fresh seafood. Beach lovers will appreciate easy access to the coast, and the world-renowned Sea Island is practically next door for those days when you're feeling fancy. Whether you're looking for a vacation getaway that pays for itself, a laid-back permanent residence, or a solid addition to your investment portfolio, this townhouse checks all the boxes. Properties like this on St Simons Island don't stay available for long. Schedule your showing today and come see what island living is all about!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Drywall
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Refrigerator,Washer
- Laundry features: Upper Level,Washer Hookup,Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Pantry,Ceiling Fan(s),Programmable Thermostat
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood,Tile
- Common walls with other units/homes: 1 Common Wall,End Unit
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,772 sqft
Property
Details
- Parcel number: 0414636
- Attached to another structure: Yes
Features
- Pool features: In Ground,Pool,Association
- Patio & porch: Open,Patio
- Exterior features: Gas Grill,Paved Driveway
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: ,,,
Parking
- Total spaces: 1
- Parking features: Driveway,Garage Door Opener,Guest,Paved
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $1,070 | $12,840 |
| Electricity | $219 | $2,637 |
| Total | $4,404 | $52,848 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $565,000 |
| 2025-06-01 | Listing removed | $4,000 |
| 2024-12-10 | Price change | $4,000 |
| 2020-08-13 | Sold | $316,000 |
| 2020-05-22 | Listed for rent | $5,670 |
| 2020-04-27 | Price change | $328,000 |
| 2020-04-22 | Pending sale | $338,000 |
| 2020-03-16 | Price change | $338,000 |
| 2020-03-13 | Listed for sale | $340,000 |
| 2019-11-09 | Listing removed | $3,900 |
| 2019-09-11 | Listed for rent | $3,900 |
| 2018-11-15 | Listing removed | $333,500 |
| 2018-09-21 | Price change | $333,500 |
| 2018-08-28 | Listed for sale | $337,500 |
| 2018-03-17 | Listing removed | $3,660 |
| 2018-02-24 | Listed for rent | $3,660 |
| 2017-05-11 | Sold | $285,000 |
| 2014-09-26 | Sold | $229,900 |
| 2014-03-13 | Sold | $280,000 |
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