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12920 Copperas Ln, Henrico, VA, 23233

3beds
2baths
1,406sqft
$60,000
$43price/sqft
$562/moest. monthly cost
$22,480/yrincome needed

About This Home

The list price is not indicative of seller's final reserve amount, list price is opening bid amount. This property is part of an online bidding event. Inspections of this property and contact with occupants are strictly prohibited. Property is sold "as is" and no for sale sign allowed. Seller will not accept offers prior to the auction.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Gayton Elementary SchoolGrades PK-50.4 mi
8/10
Pocahontas Middle SchoolGrades 6-81.4 mi
7/10
Godwin High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Cedar,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,406

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,406 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 7357548872
  • Zoning description: RTH
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6,594 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$16$192
Property Taxes $41$492
Electricity $202$2,433
Total$562$6,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,268/yr
40% on housing$16,860/yr
45% on housing$14,986/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$43This listing

vs Other Active Listings

Avg $/sqft

ZIP 23233$251
Henrico County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 23233$240
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-10-16Sold$326,000
2008-11-20Sold$196,000
2005-11-23Sold$209,850

Unknown Listed By

AgentBlakely Smith
BrokerageHometown Realty

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