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3549 Canopy CIR, Naples, FL, 34120

3beds
3baths
2,227sqft
$649,900
$292price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Imagine stepping into one of the largest homes available in an exclusive gated retrieve in Naples, where luxury, privacy, and natural beauty come together effortlessly. This exceptional residence is designed to be filled with natural light, featuring expansive windows and open-concept living spaces that create a bright, airy atmosphere throughout. Soaring high ceilings and elegant architectural details elevate every room, giving the home a grand yet welcoming feel. At the heart of the home, you’ll find a fully upgraded gourmet kitchen, complete with premium finishes, custom cabinetry, and a spacious walk-in pantry—perfect for both everyday living and entertaining. The bathrooms have been thoughtfully renovated with modern touches, offering comfort and sophistication in every detail. Step outside and you’ll be greeted by a large covered porch (lanai) overlooking a peaceful pond, where you can unwind and take in breathtaking Florida sunsets—a defining feature of many luxury homes in this area . The seamless indoor-outdoor flow makes it ideal for relaxing evenings or hosting guests. The property is surrounded by lush, professionally designed landscaping, creating your own private tropical retreat—truly a slice of paradise. Located within a secure gated community, this home offers not just beauty, but convenience. You’re just minutes from shopping, dining, entertainment, and waterfront activities, while still enjoying a quiet, upscale neighborhood atmosphere. Super low HOA that covers cable, irrigation, lawn/land maintenance, pest control exterior, sewer, common areas maintenance & professional management. This property is Not located in a flood zone, therefore it doesn't require flood insurance

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
10/10
Oakridge Middle SchoolGrades 6-80.9 mi
8/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Living

Features

  • Cathedral Ceiling(s),Den - Study
  • Window features: Shutters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,598
  • Total interior livable area: 2,227 sqft

Property

Details

  • Parcel number: 25225000365

Features

  • Stories: 1
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$433$5,196
Property Taxes $439$5,268
Electricity $224$2,689
Total$4,382$52,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 34120$338
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34120$316
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$695,000
2026-03-19Listed for sale$729,900
2016-08-10Sold$378,047

For Sale by Agent

AgentJhorjana Portilla, PA
BrokerageSun Realty

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