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2420 Montauk Rd, Birmingham, AL, 35226

5beds
4baths
3,256sqft
$639,900
$197price/sqft
$4,234/moest. monthly cost
$169,360/yrincome needed

About This Home

Welcome to this beautifully appointed, move-in ready home nestled in the desirable Southhampton section of Ross Bridge, thoughtfully designed with both comfort and functionality in mind. This exceptional residence features 2 spacious bedroom suites on the main level, along with a 2-car garage, beautiful hardwood floors, a formal dining room, and stunning modern kitchen that opens seamlessly into the impressive family room with soaring ceilings and abundant natural light. Just off the living area, enjoy a relaxing covered and screened patio overlooking private wooded setting, creating the perfect space for year-round enjoyment and entertaining. Upstairs, a large loft/media/game room is accompanied by 3 additional bedrooms and 2 full bathrooms, offering plenty of flexible living space for family, guests, or recreation. Combining timeless style, custom features, and a prime location, this home offers an elegant yet comfortable lifestyle in one of Hoover’s most sought-after neighborhoods.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Hoover High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Construction materials: 3 Sides Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Self Cleaning Oven,Stainless Steel Appliance(s),Stove-Gas,2+ Water Heaters
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Ventless,Family Room,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,256

Heating & Cooling

  • Heating features: 3+ Systems (HEAT),Central,Natural Gas,Heat Pump
  • Cooling features: 3+ Systems (COOL),Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 3,256 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 3900181006006.000
  • Special condition: N/A

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Cleaning System,In Ground,Fenced,Community
  • Patio & porch: Screened,Patio,Porch,Porch Screened
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac,Interior Lot,Few Trees,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$326$3,912
Property Taxes $309$3,708
Electricity $364$4,371
Total$4,234$50,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,165/yr
40% on housing$127,020/yr
45% on housing$112,906/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 35226$189
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35226$182
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Listed for sale$639,900
2026-08-10Contingent$639,900
2026-07-31Price change$639,900
2026-06-22Price change$649,900
2026-05-15Listed for sale$659,900
2013-08-22Sold$383,080

For Sale by Agent

AgentMerry Leach
BrokerageRealtySouth-OTM-Acton Rd

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