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22509 SW 102nd Ave, Miami, FL, 33190

4beds
4baths
2,213sqft
$529,000
$239price/sqft
$3,786/moest. monthly cost
$151,440/yrincome needed

About This Home

Bedroom with full bath and private entrance on the first floor. The seller will pay the full outstanding balance due for the solar panels. This 4 bedroom and 3.5 bathroom is not a condo. Stainless steel appliances. Open kitchen-dining/family room layout with tile flooring and carpet upstairs. Extra-large master bedroom with walk-in closets. Tile roof, hurricane shutters, and a one-car garage. Gated complex with community pool.

Getting Around

8
WalkingCar-Dependent
26
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

3/10
Goulds Elementary SchoolGrades PK-51.1 mi
5/10
Cutler Bay MiddleGrades 6-82.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Closet Cabinetry
  • Window features: Clear Impact Glass
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,494
  • Total interior livable area: 2,213 sqft

Property

Details

  • Parcel number: 3060170240160
  • Attached to another structure: Yes

Features

  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Other

Lot

  • Features: East Of Us1

Parking

  • Total spaces: 1
  • Parking features: 2 Or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$149$1,788
Property Taxes $741$8,892
Electricity $222$2,672
Total$3,786$45,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,805/yr
40% on housing$113,580/yr
45% on housing$100,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$218
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$529,000
2025-10-16Price change$539,000
2025-09-25Listed for sale$549,000
2016-05-05Sold$253,300
2016-01-12Pending sale$262,000
2015-11-17Price change$262,000
2015-08-21Price change$253,900
2015-04-30Listed for sale$251,900

For Sale by Agent

AgentJose Hector
BrokerageK & A Realty

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