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405 Jewell Dr, Chapel Hill, NC, 27516

5beds
5baths
2,959sqft
$849,000
$287price/sqft
$5,761/moest. monthly cost
$230,440/yrincome needed

About This Home

Built for real life. Multigenerational living, rental income, or a private workspace -- this Chapel Hill Craftsman delivers the kind of flexibility that most homes simply cannot offer. A fully equipped ADU with private entrance sits above the garage, while the main residence provides 2,959 sq ft of thoughtfully designed living space across three levels, all within minutes of UNC, Duke, and downtown Chapel Hill. The ADU is the defining feature. Self-contained and intelligently appointed -- full bath, washer/dryer, dishwasher, custom cabinetry, and Murphy bed -- it functions as a genuine apartment. Faculty relocating to the area, families navigating multigenerational living, and investors seeking immediate rental income will recognize what this represents: a property that works as hard as you do. The main residence is equally considered. An open main level flows from generous living spaces to a screened porch and deck overlooking a wooded HOA buffer, complete with outdoor fireplace and refrigerator -- the kind of outdoor living that Chapel Hill's climate rewards. A main-level bedroom and full bath serves guests, an in-home office, or a family member who needs proximity without sacrificing privacy. Upstairs, the primary suite anchors a floor that includes two additional bedrooms, a dedicated laundry room, and ample storage. The third floor offers a bonus room with full bath -- equally suited as a media room, creative studio, or fifth bedroom. Additional appointments include a two-car garage with EV charging, invisible pet fence, and access to Claremont's pool, clubhouse, and trail network, with walkable access to schools. Appraised at $1,000,000.

Getting Around

12
WalkingCar-Dependent
19
TransitMinimal Transit
67
BikeBikeable

Schools

9/10
Chapel Hill High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Shingle, Asphalt
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Water Heater,Microwave,Plumbed For Ice Maker,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Built-in Features,Pantry,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Natural Woodwork,Open Floorplan,Room Over Garage,Smooth Ceilings,Storage,Walk-In Closet(s)
  • Window features: Plantation Shutters
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room,Gas Log,Sealed Combustion
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,959

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,959
  • Total interior livable area: 2,959 sqft

Property

Details

  • Parcel number: 9779381313
  • Zoning: R20
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Fire Pit,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Corner Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$235$2,820
Property Taxes $958$11,496
Electricity $275$3,307
Total$5,761$69,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,520/yr
40% on housing$172,830/yr
45% on housing$153,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 27516$291
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27516$266
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$949,000
2026-04-15Price change$990,000
2026-03-26Price change$1,010,000
2026-03-05Listed for sale$1,139,000
2013-03-08Sold$496,000
2012-06-19Sold$120,000

For Sale by Agent

AgentNash William Patton
BrokerageShelton Properties by KW

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