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1027 Saint Charles St, Houston, TX, 77003

4beds
5baths
2,800sqft
$495,000
$177price/sqft
$3,952/moest. monthly cost
$158,080/yrincome needed

About This Home

PRICED TO SELL - great location with downtown skyline views Beautiful & well maintained 4 bedrooms, 4.5 bathrooms, 2 car garage & 2 balconies 4 stories townhouse. First-floor bedroom with a full bath can be a home office. High ceiling, luxuries living area with wood flooring & crown molding. Granite counters, stainless appliances. Large windows brighten up this home to create a warm atmosphere that perfect for entertaining. large master suite on third floor, a soaking tub & separate shower, a dual-sink vanity, and a spacious walk-in closet. The 4th level bedroom can be a game room, access to the roof-top terrace, the gas line connecter that is easy for family cook out. Walking distance to Metro Rail Line, BBVA Compass Stadium, Toyota Center, Minute Maid Park and restaurants. The private pool is only accessible by the units in a Pristine community. This property is low maintenance ideal for those seeking a Downtown living "lock and go" lifestyle and busy professionals.

Getting Around

76
WalkingVery Walkable
65
TransitGood Transit
89
BikeVery Bikeable

Schools

3/10
Lantrip Elementary SchoolGrades PK-51.2 mi
5/10
Navarro MiddleGrades 6-81.9 mi
4/10
Wheatley High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Other

Other

  • Builder name: Intown Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Water Heater,Disposal,Refrigerator,Convection Oven,Microwave,Free-Standing Range,Gas Cooktop,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Crown Molding,High Ceilings,1 Bedroom Down - Not Primary BR
  • Window features: Insulated/Low-E windows
  • Flooring: Carpet,Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Under Cabinet Lighting

Master Bathroom

  • Features: Full Secondary Bathroom Down,Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 1341530010021

Features

  • Levels: All Levels
  • Stories: 4
  • Patio & porch: Deck
  • Exterior features: Balcony

Lot

  • Lot size: 1,441 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$282$3,384
Property Taxes $861$10,332
Electricity $307$3,689
Total$3,952$47,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,497/yr
40% on housing$118,560/yr
45% on housing$105,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 77003$189
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77003$197
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$512,000
2025-08-19Price change$525,500
2025-07-13Price change$528,000
2025-05-02Listed for sale$543,000
2023-06-03Listing removed--
2023-03-28Listed for rent$3,350
2022-01-26Listing removed--
2021-09-10Listed for sale$525,000

For Sale by Agent

AgentMingqi Werzner
BrokerageWalzel Properties - Galleria

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