2320 Harding Ave, Muscle Shoals, AL, 35661
About This Home
Buyer Agents Welcome! Spacious 4-bedroom, 3.5-bath home with 3,057 sq. ft. overlooking Cypress Lakes Golf Course. The backyard is truly SPECIAL! Enjoy a heated saltwater pool, large patio and covered outdoor living area, all with a stunning view of the golf-course. Inside, you’ll find an open spacious kitchen with quartz countertops, a main-level primary suite plus two additional bedrooms downstairs and an upstairs bedroom/bonus room with its own full bath. A 3-car garage with golf-cart bay, storm room and great storage add even more functionality. The home has been well cared for with several significant recent improvements, including a 50-year warranty roof, newer HVAC, commercial hot water heater, to name a few. The backyard and golf-course view really is something special! Come see it to believe it!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Other,Carpet,Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat pump,Electric,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 3,057 sqft
Property
Details
- Parcel number: 1301024001002002
Features
- Exterior features: Wood,Brick
Lot
- Lot size: 0.38 Acres
Parking
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,185 | $38,220 |
| Home Insurance * | $505 | $6,060 |
| Property Taxes | $116 | $1,392 |
| Electricity | $342 | $4,104 |
| Total | $4,148 | $49,776 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $609,900 |
| 2026-05-17 | Listed for sale | $629,900 |
| 2022-05-27 | Sold | $465,000 |
| 2022-04-20 | Listed for sale | $465,000 |
| 2020-08-13 | Sold | $365,000 |
| 2020-05-01 | Listing removed | $388,900 |
| 2020-01-10 | Price change | $388,900 |
| 2019-05-06 | Listed for sale | $389,900 |
View on Zillow