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505 N Commercial St, Clark, SD, 57225

4beds
1baths
2,139sqft
$130,000
$61price/sqft
$1,051/moest. monthly cost
$42,040/yrincome needed

About This Home

Welcome home to this classic Clark property full of character and opportunity. Mature trees provide shade and privacy while the spacious backyard offers room to entertain, garden, or simply enjoy summer evenings on the patio. Inside you'll find over 2,100 square feet of living space with four bedrooms, original hardwood floors, large living areas, and a functional layout that blends historic charm with everyday practicality. The attached garage, full basement, and abundant storage provide plenty of room for hobbies, projects, and future possibilities. Conveniently located near schools and downtown Clark, this is a property you'll want to see in person.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Clark Elementary - 02Grades PK-50.3 mi
3/10
Clark Middle School - 03Grades 6-80.5 mi
4/10
Clark High School - 01Grades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Linoleum

Interior Area

  • Total structure area: 2,139
  • Total interior livable area: 2,139 sqft

Property

Details

  • Parcel number: 5401

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Winter Weather
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters in Clark County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance $149$1,788
Property Taxes $82$984
Electricity $163$1,960
Total$1,051$12,612

Income You'd Need if You Spent...

35% on housing$36,034/yr
40% on housing$31,530/yr
45% on housing$28,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$61This listing

vs Other Active Listings

Avg $/sqft

ZIP 57225$115
Clark County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 57225
Clark County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$130,000
2011-02-08Sold$42,000

For Sale by Agent

AgentJIM A ZECK
BrokerageZENITH PROPERTIES

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