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502 S Smith St, Clark, SD, 57225

2beds
2baths
2,800sqft
$379,900
$136price/sqft
$2,879/moest. monthly cost
$115,160/yrincome needed

About This Home

Well maintained ranch sitting on a picturesque large lot. Patio and pergola give the backyard a private and comfortable atmosphere. Main floor primary bedroom with attached bathroom. Main floor laundry area. Finished lower level still leaves many options to make this property specific to your needs.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Clark Elementary - 02Grades PK-50.5 mi
3/10
Clark Middle School - 03Grades 6-80.6 mi
4/10
Clark High School - 01Grades 9-120.6 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,800 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 7633

Features

  • Stories: 1

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 109 x 172 Irregular

Parking

  • Total spaces: 5
  • Parking features: Attached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Winter Weather
Inland Flooding
Strong Wind
Tornado
Heat Wave
Wildfire

FEMA Declared Disasters in Clark County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance $436$5,232
Property Taxes $310$3,720
Electricity $213$2,566
Total$2,879$34,548

Income You'd Need if You Spent...

35% on housing$98,708/yr
40% on housing$86,370/yr
45% on housing$76,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 57225$90
Clark County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 57225
Clark County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-17Listed for sale$379,900
2026-01-07Listing removed--
2025-11-11Price change$447,000
2025-10-27Listed for sale$484,000
2012-04-05Sold$200,000

For Sale by Agent

AgentJOSEPH J. BJERKE
BrokerageINSIGHT REALTY GROUP

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