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1881 Highway 219, Wallins Creek, KY, 40873

1beds
1baths
940sqft
$75,000
$80price/sqft
$743/moest. monthly cost
$29,720/yrincome needed

About This Home

This cute little cottage style home has a lot to offer with a covered front porch, mature shade trees, fenced yard, garden spot. This home comes with one bedroom, living room, kitchen, dining room and one full bathroom. This property has city water and city sewer; 3 storage sheds stay with home. This home is being sold as is. Home is rented to good tenant with income already in place. Close to downtown Harlan.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Wallins Elementary SchoolGrades PK-80.2 mi
4/10
Harlan County High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Property

Details

  • Parcel number: 0343000 087.00

Lot

  • Lot size: 0.29 Acres
  • Features: Level

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$122$1,464
Property Taxes $88$1,056
Electricity $154$1,850
Total$743$8,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,474/yr
40% on housing$22,290/yr
45% on housing$19,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 40873$112
Harlan County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 40873
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-03Listed for sale$75,000

For Sale by Agent

AgentVirginia Wilder
BrokerageCentury 21 Virginia Wilder Real Estate

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