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85 Bairds Ln, Evarts, KY, 40828

6beds
2baths
3,744sqft
$120,000
$32price/sqft
$1,198/moest. monthly cost
$47,920/yrincome needed

About This Home

Looking for a large doublewide that's been added on to from 1248 sq ft to 3700.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Evarts Elementary SchoolGrades PK-80.9 mi
4/10
Harlan County High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Other,Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry
  • Window features: Windows - Vinyl
  • Flooring: Laminate,Carpet,Vinyl,Tile
  • Fireplace features: Wood Burning Stove

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,744
  • Total interior livable area: 3,744 sqft

Property

Details

  • Parcel number: 1481000086.00

Features

  • Has view: Yes
  • View description: Mountain(s),Country Setting

Lot

  • Lot size: 0.37 Acres
  • Features: Level

Parking

  • Parking features: Off Street,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Cold Wave
Winter Weather
Hail
Landslide
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$195$2,340
Property Taxes $102$1,224
Electricity $295$3,548
Total$1,198$14,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,074/yr
40% on housing$35,940/yr
45% on housing$31,946/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 40828$40
Harlan County$79

vs Homes Sold Last Month

Median $/sqft

ZIP 40828
Harlan County$61

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Price change$150,000
2026-02-06Price change$169,900
2026-01-08Price change$190,000
2025-11-19Listed for sale$200,000
2010-02-19Sold$45,000

For Sale by Agent

AgentSteve Mason
BrokerageREMAX PROFESSIONAL'S

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