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307 E Commercial St, Pierce City, MO, 65723

2beds
2baths
1,494sqft
$147,900
$99price/sqft
$1,093/moest. monthly cost
$43,720/yrincome needed

About This Home

3 Bedroom, 2 Bathroom, Brick-Sided Home sitting on a corner located in the heart of Pierce City. Home features a spacious living room with a large open area between the Living Room, Kitchen, and Dining Area. Oversized garage features a utility area and walk-in storage closet. Tasteful landscaping really sets of curb appeal. So much potential with this home. Don't miss this opportunity!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Central Elementary SchoolGrades PK-50.1 mi
6/10
2/10
Pierce City High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,494

Heating

  • Heating features: Ground Source

Interior Area

  • Total structure area: 1,494
  • Total interior livable area: 1,494 sqft

Property

Details

  • Parcel number: 175021004016005000
  • Special condition: Real Estate Owned

Features

  • Patio & porch: Covered

Lot

  • Lot size: 8,000 sqft
  • Features: Cleared,Corner Lot
  • Lot size dimensions: 80 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $747$8,964
Home Insurance *$145$1,740
Property Taxes $60$720
Electricity $141$1,693
Total$1,093$13,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,474/yr
40% on housing$32,790/yr
45% on housing$29,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 65723$269
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 65723
Lawrence County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Sold--
2023-02-22Sold--
2023-01-18Pending sale$155,000
2022-11-09Price change$155,000
2022-09-05Price change$184,900
2022-07-13Listed for sale$189,000

Unknown Listed By

AgentBen Davis
BrokerageSWMOHOMES.COM

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