See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

402 E 5th St, Atlantic, IA, 50022

3beds
1baths
1,389sqft
$119,900
$86price/sqft
$949/moest. monthly cost
$37,960/yrincome needed

About This Home

Timeless beauty and character is what you'll find in this 1 1/2 story home that features 3 bedrooms and one bath, completely renovated! Modern updates bring peace of mind while the stunning original woodwork and hardwood floors add warmth and classic charm you just can't replicate. The original built-in features showcase the craftsmanship of the era, blending perfectly with today's style and convenience. Truly move-in ready!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
8/10
Atlantic Middle SchoolGrades 6-80.5 mi
4/10
Atlantic High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,389

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,389 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 300014069001000

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 46.67 x 100

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$136$1,632
Property Taxes $86$1,032
Electricity $121$1,452
Total$949$11,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,537/yr
40% on housing$28,470/yr
45% on housing$25,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 50022$120
Cass County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 50022
Cass County$87

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-27Listed for sale$119,900
2019-12-02Sold$70,000
2019-09-17Price change$75,491
2019-09-03Price change$79,500
2019-08-23Listed for sale$85,000
2019-06-26Sold$35,000
2019-06-26Pending sale$35,000
2019-03-30Listed for sale$35,000
2019-03-30Pending sale$35,000
2018-10-04Price change$35,000
2017-06-29Listed for sale$42,500
2011-10-18Sold$25,000

For Sale by Agent

AgentMelissa A Ihnen
BrokerageMeyer & Gross Real Estate Co

Similar Homes