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1545 Vesti Ln, Iowa City, IA, 52240

3beds
4baths
2,670sqft
$375,022
$140price/sqft
$2,824/moest. monthly cost
$112,960/yrincome needed

About This Home

FIRST TIME HOMEBUYER- INVESTOR ALERT ! Tucked away on a peaceful street just blocks from Alexander Elementary, scenic trails, and nearby parks, this stunning move-in-ready 5 level home offers the perfect blend of comfort, space, and style. Step inside to an airy, open-concept layout with soaring vaulted ceilings and thoughtful updates throughout. The upper level features three spacious bedrooms, including an impressive primary suite complete with a private bath and a generous walk-in closet. The main level is designed for both everyday living and entertaining, with a big living room, a large kitchen boasting abundant cabinetry and a welcoming breakfast bar, and a dining area with sliding doors that lead to two connected wood decks—ideal for relaxing or hosting guests. Just a few steps down, the inviting family room centers around a cozy gas fireplace and offers direct deck access, along with a convenient half bath and laundry area. The first lower level is an entertainer’s dream, featuring a spacious recreation room with a full bar, a billiards area, a full bathroom, and walkout to a patio and a fully fenced, level backyard. On the second lower level, you’ll find a movie theater room plus a large storage space. Buyer can choose new siding and roof color with an offer, and it will be installed before closing. Welcome Home!!!

Getting Around

16
WalkingCar-Dependent
23
TransitMinimal Transit
67
BikeBikeable

Schools

3/10
Alexander ElementaryGrades PK-50.7 mi
5/10
8/10
West Senior High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Vinyl,Frame

Other

  • Builder name: Kohli

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator,Dryer,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Vaulted Ceiling(s),Wet Bar,Other,Breakfast Bar
  • Window features: Double Pane Windows
  • Flooring: LVP
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 933
  • Finished area above ground: 1,737

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,670
  • Total interior livable area: 2,670 sqft

Property

Details

  • Parcel number: 1023322007
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck,Patio
  • Fencing: Fenced

Lot

  • Lot size: 6,969 sqft
  • Features: Less Than Half Acre,Level
  • Lot size dimensions: 57 x 124

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$197$2,364
Property Taxes $532$6,384
Electricity $199$2,390
Total$2,824$33,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,822/yr
40% on housing$84,720/yr
45% on housing$75,306/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 52240$164
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52240$170
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$375,022
2026-06-26Price change$399,022
2026-06-09Listed for sale$425,022
2026-05-07Listing removed$399,022
2026-04-14Pending sale$399,022
2026-04-07Listed for sale$399,022
2025-12-06Listing removed$367,000
2025-12-04Listed for sale$367,000
2025-01-04Listing removed$2,500
2024-11-11Listed for rent$2,500
2023-07-24Listing removed--
2023-07-03Price change$2,600
2023-06-23Price change$2,800
2023-06-17Listed for rent$3,000
2022-12-20Listing removed--
2022-12-05Listed for rent$3,000
2019-11-19Listing removed$2,500
2019-11-16Listed for rent$2,500
2019-04-02Listing removed$2,300
2018-12-18Listed for rent$2,300
2017-10-16Listing removed$2,200
2017-09-16Price change$2,200
2017-09-14Listed for rent$2,400
2014-04-04Sold$225,000

For Sale by Agent

AgentDavid Moore
BrokerageRuhl&Ruhl, Realtors

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