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260 S Stewart St, North Liberty, IA, 52317

3beds
3baths
2,143sqft
$334,000
$156price/sqft
$2,410/moest. monthly cost
$96,400/yrincome needed

About This Home

Lovely ranch style zero lot in North Liberty. Nice yard with trees in a good neighborhood. Close to shopping. Easy access to I380. Elementary school just two blocks away. Sidewalks and trails connect to this NL neighborhood. 3 bedrooms and 3 baths. Master bedroom on the main along with bedroom #2. The 3rd bedroom and bath are in the daylight basement. An additional 4th bedroom and walk-in closet are framed out and ready for finishing, with a full egress window. Main floor laundry. Master bath includes double sinks, a separate shower room, and a walk-in closet. Vaulted ceilings and an open living area. Dishwasher new in 2025. Attached two car garage. Mudroom/laundry room off the kitchen and garage. Daylight egress windows in the basement. There is also a large family room. Additional included items: TV bracket in Master, all curtains and blinds, kids' playset, deck patio lights, deck stairs child gate, exterior cameras and Ring doorbell.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
84
BikeVery Bikeable

Schools

4/10
6/10
Liberty High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Stone,Vinyl,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Zero Lot,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Or Oven,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Concrete,Sump Pump,Finished,Unfinished,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Vaulted Ceiling(s),Primary On Main Level,Breakfast Bar,Pantry
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 830
  • Finished area above ground: 1,313

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,143
  • Total interior livable area: 2,143 sqft

Property

Details

  • Parcel number: 0613114030
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 5,227 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 45 x 125

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,688$20,256
Home Insurance *$141$1,692
Property Taxes $422$5,064
Electricity $159$1,918
Total$2,410$28,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,628/yr
40% on housing$72,300/yr
45% on housing$64,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 52317$185
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52317$181
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$334,000
2026-07-21Listed for sale$334,000
2022-07-12Sold$289,000
2022-05-26Contingent$289,000
2022-05-26Listed for sale$289,000
2014-05-15Sold$209,900

For Sale by Agent

AgentTeresa Dodge
BrokerageCENTURY 21 Signature Real Estate

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