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2904 S Cedar St APT 6, Sioux City, IA, 51106

2beds
3baths
1,620sqft
$194,950
$120price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Super Condo in Morningside. Permanent siding on the outside, slider to a patio. Wood burning fireplace, updated kitchen, all kitchen appliances stay plus washer and dryer. Nicely landscaped, NO MORE Yard Work. Carefree and fancy free living awaits! Tired of all that lawn work and snow shoveling? Enjoy the wonderful amenities at Cedar Glen Condos! Free time to do what you want to do this summer!! This is a solid 2 bedroom, 3 bath condo that has been nicely updated throughout. Main floor features open concept kitchen and dining area. Living room has cozy fireplace, area for dining room table and sliders to your private deck and patio surrounded by nature. Stairs up lead to primary bedroom with private vanity and entrance to full bathroom. Lower level features a huge family room, half bath, utility room and separate laundry room. Additional storage under the stairs. Boasts a one stall detached garage and one dedicated parking spot conveniently located directly outside your front door. Ready to start really LIVING your life to the fullest? Welcome HOME!

Getting Around

26
WalkingCar-Dependent
23
TransitMinimal Transit
21
BikeSomewhat Bikeable

Schools

10/10
7/10
East Middle SchoolGrades 6-80.3 mi
5/10
East High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Water Softener: Negotiable
  • Laundry features: In Basement

Basement

  • Basement: Block

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 400
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: 2 Central

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Details

  • Parcel number: 884708127023
  • Zoning: res
  • Zoning description: res

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Wooded

Parking

  • Total spaces: 1
  • Parking features: Detached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$154$1,848
Property Taxes $219$2,628
Electricity $121$1,452
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$152
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$194,950
2026-07-08Price change$194,950
2026-06-09Price change$199,000
2026-05-22Listed for sale$204,945
2006-09-15Sold$93,000

For Sale by Agent

AgentJeff Nelson
BrokerageUnited Real Estate Solutions

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