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11028 Monroe Ct, Indianapolis, IN, 46229

4beds
2baths
1,296sqft
$159,900
$123price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

Updated home tucked away on a quiet cul-de-sac in Indianapolis. From the moment you step inside, you'll notice the clean, refreshed feel. Recent updates give this home a bright, modern tone while still maintaining warmth and livability. Fresh finishes, updated surfaces, and a crisp interior create a space that feels truly move-in ready. The layout offers comfortable living areas with natural flow, making it ideal for everyday life, entertaining, or long-term rental stability. Whether you're a homeowner looking for a fresh start or an investor seeking a solid addition to your portfolio, this property checks the right boxes.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

2/10
4/10
Creston Middle SchoolGrades 5-82.8 mi
2/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven

Bedroom2

  • Level: Main
  • Area: 56
  • Dimensions: 07x08

Bedroom3

  • Level: Main
  • Area: 56
  • Dimensions: 07x08

Bedroom4

  • Level: Main
  • Area: 56
  • Dimensions: 07x08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Hardwood Floors,Eat-in Kitchen
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: Main
  • Area: 84
  • Dimensions: 07x12

Living Room

  • Level: Main
  • Area: 84
  • Dimensions: 07x12

Master Bedroom

  • Level: Main
  • Area: 91
  • Dimensions: 07x13

Property

Details

  • Parcel number: 490834132027000700
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$115$1,380
Property Taxes $108$1,296
Electricity $184$2,212
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 46229$111
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46229$129
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$177,900
2026-02-18Price change$199,500
2026-02-12Price change$212,900
2026-02-08Listed for sale$219,900
2026-01-12Listing removed$219,900
2025-12-16Listed for sale$219,900
2025-12-03Sold$5,000

For Sale by Agent

AgentJoseph Wootan
BrokerageListwithfreedom.com

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