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19767 Loyd Ln, Waynesville, MO, 65583

5beds
3baths
3,218sqft
$385,000
$120price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

Welcome to this beautifully custom built 5 bedroom 3 bath home in the Shalom Mountain subdivision. From the moment you arrive, you'll appreciate the inviting curb appeal and the amazing interior of this home. Step inside to a welcoming foyer and a desirable split-bedroom floor plan designed for both comfort and privacy. The spacious primary suite is a standout, featuring a versatile bonus room that's perfect for a home office, nursery, sitting area, or workout space, along with four closets offering exceptional storage and newly remodeled bathroom. The living room is warm and inviting with a stunning electric fireplace, while the formal dining room provides the perfect setting for family dinners and entertaining. The thoughtfully designed kitchen offers easy access to both living and dining spaces, making everyday living a breeze. Need more room? The fully finished basement is sure to check off all your wants and needs offering a walk out basement full bathroom workout area and endless possibilities. no need to worry a built-in concrete storm shelter is added peace of mind and a new roof just a year old. Whether you're looking for space to grow or a home you can make your own, this one is full of potential. Schedule your showing today and see why this could be the perfect place to call home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,893

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,218
  • Total interior livable area: 3,218 sqft

Property

Details

  • Parcel number: 116.013000000006073
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Balcony

Lot

  • Lot size: 0.44 Acres
  • Features: Adjoins Wooded Area,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$313$3,756
Property Taxes $192$2,304
Electricity $245$2,948
Total$2,696$32,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 65583$118
Pulaski County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 65583$123
Pulaski County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$375,000
2026-07-12Listed for sale$385,000
2023-06-26Sold--
2023-05-28Pending sale$259,900
2023-05-25Listed for sale$259,900

For Sale by Agent

AgentCarla A Hardcastle
BrokerageJade Realty

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