115686 S 4190th Rd, Checotah, OK, 74426
About This Home
Lake views, privacy, and a setup built to enjoy the water—this Lake Eufaula property stands out immediately. Situated on 1.4 wooded acres spanning 6 lots, this 1 bed, 2 bath lake home was thoughtfully built by its only owner with comfort, efficiency, and the view in mind. The open floor plan keeps the space feeling bright and connected, while the spacious kitchen offers plenty of room to gather, cook, and entertain. The back of the home is the true centerpiece—lined with Pella sliding doors and windows that frame the incredible lake view and flood the interior with natural light. Step outside onto the full-length iron-built deck and you’ll quickly understand what makes this property special. The bedroom features double closets and an en suite bath with double vanity, while the laundry room includes a sink for added convenience. Built with spray foam insulation throughout, regularly serviced HVAC, and updated mechanicals, the home was designed for easy ownership and year-round enjoyment. The property also includes a 20x36 shop with pass-through garage access, making it incredibly convenient for boat storage and quick trips to and from the lake. Properties with this kind of view, acreage, and thoughtful setup around Lake Eufaula are hard to come by—this is one you’ll want to experience in person.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Frame,Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
Features
- Stained Wood
- Flooring: Combination
- Fireplace features: None
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,328
- Total interior livable area: 1,328 sqft
Property
Details
- Parcel number: 115686S4190th74426
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Rain Gutters
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake
Lot
- Lot size: 1.40 Acres
- Features: Interior Lot,Wooded
Parking
- Total spaces: 3
- Parking features: Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Heat Wave
- Ice Storm
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in McIntosh County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance | $398 | $4,776 |
| Property Taxes | $171 | $2,052 |
| Electricity | $144 | $1,732 |
| Total | $2,508 | $30,096 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $355,000 |
View on Zillow