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709 Alabama Ave NW, Fort Payne, AL, 35967

2beds
2baths
1,221sqft
$179,900
$147price/sqft
$1,344/moest. monthly cost
$53,760/yrincome needed

About This Home

The character you want plus the updates you need come together in this downtown charmer! Updated 2 bedroom, 2 bathroom home offers outbuilding, plus privacy fence. Walk in to the open living room to kitchen. Kitchen offers stainless appliances, bar area, plus double pantry area-all while overlooking the level back yard. Primary suite offers walk-in closet with ensuite bath and shower. Vinyl windows installed in 2020. Walk to downtown and enjoy being close to shopping, restaurants, and events downtown. Home can quailfy for 100% financing. Offered at $179,900

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
5/10
Fort Payne Middle SchoolGrades 6-84.1 mi
5/10
Fort Payne High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),LVP Flooring
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,221 sqft

Kitchen

  • Features: Pantry,Tile
  • Level: First
  • Area: 156

Living Room

  • Features: Ceiling Fan(s),LVP
  • Level: First
  • Area: 323

Property

Details

  • Parcel number: 2303082004016.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$160$1,920
Property Taxes $35$420
Electricity $240$2,881
Total$1,344$16,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,080/yr
40% on housing$40,320/yr
45% on housing$35,840/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$142
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Pending sale$179,900
2026-04-06Listed for sale$179,900
2026-03-30Pending sale$179,900
2026-03-26Listed for sale$179,900
2020-11-04Sold$110,000
2020-08-01Listing removed$115,000
2020-07-28Listed for sale$115,000
2018-11-16Sold$81,000
2018-08-21Price change$86,200
2018-07-19Listed for sale$88,500
2018-07-19Pending sale$88,500
2018-06-27Listed for sale$88,500
2013-07-18Sold$50,000
2005-08-25Sold$97,500

For Sale by Agent

AgentAshlee Vaughn
BrokerageSouth State Realty, LLC

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