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305 2nd Ave SE, West Bend, IA, 50597

4beds
2baths
1,120sqft
$148,500
$133price/sqft
$1,255/moest. monthly cost
$50,200/yrincome needed

About This Home

Spacious 4 bedroom 2 bath home in the wonderful community of West Bend. This ranch style home offers 3 bedrooms on the main floor and a master suite in the basement that is ready to be given the finishing touches from the new buyers! Enjoy the open concept for the living room and big kitchen. This home also sits on 3 lots that are all yours leaving you plenty of opportunity for the yard space. Schedule a showing to see this beautiful home!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
5/10
Mallard Elementary SchoolGrades PK-40.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 690001016012

Lot

  • Lot size: 8,276 sqft
  • Features: Irregular Lot,Additional Land Available
  • Lot size dimensions: 88 x 95

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Drought
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $750$9,000
Home Insurance *$228$2,736
Property Taxes $156$1,872
Electricity $121$1,452
Total$1,255$15,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,028/yr
40% on housing$37,650/yr
45% on housing$33,466/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.9%
17.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 50597$100
Palo Alto County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 50597
Palo Alto County$81

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-11Price change$148,500
2025-11-20Price change$160,000
2025-11-06Listed for sale$170,000
2023-06-05Listing removed--
2021-06-04Sold$125,000
2021-04-14Pending sale$125,000
2021-01-12Listed for sale$125,000
2021-01-12Pending sale$125,000
2020-10-19Listed for sale$125,000
2020-07-02Listing removed$135,000
2020-03-19Price change$135,000
2019-09-25Price change$140,000
2019-08-07Listed for sale$150,000

For Sale by Agent

AgentJanelle Arrowood
BrokerageWeichert, REALTORS-The 515 Agency

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