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9810 S Parrott Cir SE, Fife Lake, MI, 49633

2beds
1baths
630sqft
$39,900
$63price/sqft
$457/moest. monthly cost
$18,280/yrincome needed

About This Home

Northern Michigan Fixer-Upper — Outdoor Enthusiast’s Dream Charming fixer-upper on the edge of ACRES and Acres of acres of state land, perfectly positioned for hunting, fishing, and year-round outdoor adventure. Bring your vision and sweat equity to this solid property with huge upside. Property highlights • Location: Northern Michigan, minutes from Big Cannon Creeks, Manistee River and All Sports Lakes. • Land access: Immediate entry to a large amount of contiguous state land. • Outdoor opportunities: Whitetail (“big bucks”), trout fishing, browns & rookies, kayaking on the Manistee River, hiking, biking, snowshoeing, snowmobiling and ATV right from your doorstep • Home: Classic up north structure in need of full cosmetic and systems renovation — ideal for a renovation project and build equity. • Utilities: On-site utilities present (assume updates needed)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-813.5 mi
7/10
Kalkaska High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range
  • Laundry features: None

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 630

Heating

  • Heating features: Wall Furnace,Propane

Interior Area

  • Total structure area: 630
  • Total interior livable area: 630 sqft

Kitchen

  • Level: Main
  • Area: 36

Living Room

  • Level: Main
  • Area: 160

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 110

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00780001200
  • Zoning description: Residential,Outbuildings Allowed
  • Wooded area: 100

Features

  • Patio & porch: Deck
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Evergreens,Level,Subdivided
  • Lot size dimensions: 74 x 299

Parking

  • Parking features: None,Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Strong Wind
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$13$156
Property Taxes $55$660
Electricity $188$2,259
Total$457$5,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,668/yr
40% on housing$13,710/yr
45% on housing$12,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 49633$150
Kalkaska County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 49633$207
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$49,900

For Sale by Agent

AgentRick Matley
BrokerageThe Difference Real Estate

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