4328 N Shore Dr NE, Kalkaska, MI, 49646
About This Home
Fabulous & Affordable Lakefront Retreat! Move-in ready 3BR, 2BA home on a wonderful all-sports lake—perfect for year-round fun! Well maintained cottage with charming knotty pine interior, some updates such as hickory cabinetry, newer furnace, softener/osmosis - very attractive interior! Relax on the expansive covered lakeside deck, ideal for morning coffee, sunset views, or watching the kids splashing in the water! Includes a detached garage for boats and toys!! Enjoy boating, fishing, and water sports in a peaceful neighborhood with natural gas, paved roads, and easy access from M-72—just a short drive to Traverse City! Close to State land and trails for endless outdoor adventures. Most furnishings in cottage and dock are included—just bring your swimsuits and start making memories!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Ranch,Mobile - Double Wide
- Property subType: Single Family Residence,Manufactured/Double Wide,Manufactured Home
Interior
Appliances
- Appliances included: Refrigerator,Oven/Range,Washer,Dryer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 112
Bedroom3
- Level: Main
- Area: 105.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 71.1
Features
- Mud Room,Drywall,Cable TV
- Flooring: Laminate,Carpet
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,120
Heating
- Heating features: Forced Air,Natural Gas,Fireplace(s)
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Kitchen
- Level: Main
- Area: 100.5455
Living Room
- Level: Main
- Area: 240.4702
Master Bathroom
- Features: Shared
Master Bedroom
- Level: Main
- Area: 133.0218
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 4000632504800
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered
- On waterfront: Yes
- Waterfront features: Inland Lake,All Sports,Soft Bottom,Sandy Bottom,Lake
- Waterbody name: Crawford Lake
- Frontage length: 64
Lot
- Lot size: 0.40 Acres
- Features: Wooded,Level,Subdivided
- Lot size dimensions: 64 x 243 x 61.7 x 219
Parking
- Total spaces: 2
- Parking features: Detached,Dirt,Private
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Kalkaska County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $406 | $4,872 |
| Electricity | $188 | $2,259 |
| Total | $2,322 | $27,864 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-29 | Price change | $319,900 |
| 2026-05-14 | Listed for sale | $324,900 |
| 2025-12-03 | Listing removed | $324,900 |
| 2025-09-16 | Price change | $324,900 |
| 2025-08-26 | Price change | $329,900 |
| 2025-08-15 | Listed for sale | $334,900 |
| 2010-10-15 | Sold | $90,000 |
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