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377 E Bear Lake Rd NE, Kalkaska, MI, 49646

2beds
1baths
924sqft
$112,500
$122price/sqft
$906/moest. monthly cost
$36,240/yrincome needed

About This Home

Motivated seller, make us an offer! Enjoy the best of Up North living within walking distance to beautiful, crystal-clear Bear Lake and the public boat launch! This well-kept property is packed with updates and thoughtful touches throughout. Major improvements were completed, including a carport with an attached shed in2021, on-demand hot water heater, covered back porch, extended front porch, gravel driveway, new landscaping, and tree removal for an open, easy-to-maintain yard. Inside, you’ll find a remodeled kitchen and bathroom, newer subfloors and carpet, and a newer well for peace of mind. The mobile home is affixed to the property, offering stability and financing options. An additional shed with power, workbench, metal shelving, compressor, and landscaping equipment—including a newer riding mower—is also included, making this property truly move-in ready. Whether you’re looking for a year-round home or a Northern Michigan getaway close to the lake, this one is ready to enjoy!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-812.7 mi
7/10
Kalkaska High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal/Steel
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile - Single Wide
  • Property subType: Single Family Residence,Manufactured/Single Wide,Mobile Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 103.95

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 130.2

Features

  • None,WiFi
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Level: Main
  • Area: 127.72

Living Room

  • Level: Main
  • Area: 174.84

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 130.2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00164500300
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.36 Acres
  • Features: Cleared,Wooded,Metes and Bounds
  • Lot size dimensions: 184 x 98 x 132 x 111

Parking

  • Parking features: Detached,Carport,Pole Construction,Gravel
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $568$6,816
Home Insurance *$39$468
Property Taxes $111$1,332
Electricity $188$2,259
Total$906$10,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,062/yr
40% on housing$27,180/yr
45% on housing$24,160/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 49646$149
Kalkaska County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 49646$180
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$139,000
2025-11-08Listing removed$124,900
2025-10-20Price change$111,000
2025-10-07Listed for sale$124,900
2025-10-01Listing removed$129,900
2025-08-13Price change$129,900
2025-07-22Price change$139,900
2025-07-01Price change$149,900
2025-06-05Listed for sale$159,900
2024-08-13Listing removed--
2024-05-25Listed for sale$159,900
2019-08-09Sold$35,500
2018-06-26Price change$50,000
2018-05-30Listed for sale$55,000
2009-05-20Sold$34,000

For Sale by Agent

AgentLisa Russell
BrokerageReal Estate One Gaylord

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