8281 Rapid City Rd NW, Rapid City, MI, 49676
About This Home
This unique property features a stick built 3 bedroom, 1 bath main home, along with two additional guest cabins. Ideal for rental income, extended family, or a private retreat. The main house offers a cozy enclosed front porch, main floor living, wood floors and butcher block countertops in the kitchen. Set on a corner lot, there’s plenty of outdoor room for summer bonfires, gardening, or parking your RV, camper, or boat. The corner cabin has been completely remodeled inside and out, offering fresh finishes and a modern update. The second guest space is a 1-bedroom cabin complete with its own kitchen, living room, and full bath. Both cabins are approximately 400 square feet and offer excellent potential for short-term or long-term rental use. Zoned commercial with frontage on Aarwood Road and Rapid City Road, the property also holds strong investment value and other opportunities. Live in one home while generating income from the others, rent them all or do something completely new. Located just minutes from Torch Lake access and boat launches.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2014
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Michigan Basement,Crawl Space
Bedroom2
- Level: Main
- Area: 144
Bedroom3
- Level: Upper
- Area: 140
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 2
Features
- Mud Room,Cable TV,High Speed Internet,WiFi
- Flooring: Carpet,Vinyl,Concrete
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,573
Heating
- Heating features: Forced Air,Natural Gas,Propane
Interior Area
- Total structure area: 1,573
- Total interior livable area: 1,573 sqft
Kitchen
- Level: Main
- Area: 100
Living Room
- Level: Main
- Area: 192
Master Bathroom
- Features: None
Master Bedroom
- Level: Main
- Area: 144
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 00452503500 & 03800
- Zoning description: Residential,Commercial,Outbuildings Allowed
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered
- Exterior features: Sidewalk
- Waterfront features: None
Lot
- Lot size: 0.70 Acres
- Features: Corner Lot,Level,Metes and Bounds
- Lot size dimensions: 219 x 138
Parking
- Parking features: None,Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Kalkaska County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $157 | $1,884 |
| Property Taxes | $387 | $4,644 |
| Electricity | $188 | $2,259 |
| Total | $2,243 | $26,916 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-14 | Listed for sale | $359,000 |
| 2024-11-23 | Listing removed | $349,000 |
| 2024-05-24 | Listed for sale | $349,000 |
| 2022-03-02 | Listing removed | $249,000 |
| 2021-10-23 | Listed for sale | $249,000 |
| 2020-09-14 | Listing removed | $187,500 |
| 2020-06-10 | Price change | $187,500 |
| 2020-05-20 | Listed for sale | $189,900 |
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