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602 Lincoln St, Kalkaska, MI, 49646

4beds
2baths
1,448sqft
$309,900
$214price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

Welcome to this well maintained 4 bedroom 1.5 bathroom home with 1,400 square feet and partially finshed basement. This home features and updated kitchen, open layout, double lot with a fully fenced in backyard. Beautiful columed covered porch with porch swing, briick exterior, 10' garage celings with insulated and finsihed garage walls, upgraded 200 amp electric. Updates include new appliances, interior paint, plumbing upgrades, rear gutters. Located in the quiant village of Kalkaska within walking distance to the school, hospital, Kalesium, and cherry street market!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-80.5 mi
7/10
Kalkaska High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 1,448 sqft

Property

Details

  • Parcel number: 04149800100

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$107$1,284
Property Taxes $227$2,724
Electricity $188$2,259
Total$2,089$25,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 49646$141
Kalkaska County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 49646$180
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$325,000
2022-08-19Sold$300,000
2022-07-19Price change$299,900
2022-06-27Listed for sale$315,000
2017-02-03Sold$85,000
2011-09-14Sold$69,900

For Sale by Owner

AgentProperty Owner

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