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10582 N Twin Lake Rd NE, Mancelona, MI, 49659

4beds
2baths
1,476sqft
$792,000
$537price/sqft
$5,559/moest. monthly cost
$222,360/yrincome needed

About This Home

Experience waterfront living at its finest on Big Twin, boasting 150 private feet of pristine all-sport water frontage. Accessibility is in high demand and this property delivers with its direct access without cumbersome stairs. The craftmenship of this home is evident throughout with the beautiful log beams, tongue & groove paneling bringing "up north cozy" to a whole new level. The log home has 4 bedrooms with a bonus loft area for guests, and beautiful natural gas fireplace. Enjoy the 4 seasons room over looking the waters edge and take it all in. When you arrive , drive into your garage at the top of the driveway or keep all your gear stored there. The deck has just been re stained and is ready for you and your favorite chair to relax and breathe. The Blue Bear loop trail system is 1/2 mile away. All info is deemed accurate, but should be verified

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Kalkaska Middle SchoolGrades 6-813.0 mi
7/10
Kalkaska High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Wood,Other
  • Construction materials: Log,Full Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Cabin,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 120

Bedroom3

  • Area: 87.588

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 139.2

Features

  • Entrance Foyer,Pantry,Breakfast Nook,Kitchen Island,Beamed Ceilings,Ceiling Fan(s),WiFi
  • Window features: Blinds,Curtain Rods
  • Flooring: Carpet,Tile
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 158.4

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 165

Property

Accessibility

  • Accessibility features: Main Floor Access,Accessible Entrance,Covered Entrance

Details

  • Parcel number: 00250000900&00250001
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Covered,Screened
  • Exterior features: Balcony,Dock
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom,Vegetation to Water Edge,Lake
  • Waterbody name: Big Twin Lake
  • Frontage type: Waterfront
  • Frontage length: 150

Lot

  • Lot size: 0.61 Acres
  • Features: Wooded,Sloped,Subdivided
  • Lot size dimensions: 150 x 143 x 176 x 177

Parking

  • Total spaces: 2
  • Parking features: Detached,Paved,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Kalkaska County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,004$48,048
Home Insurance *$276$3,312
Property Taxes $1,091$13,092
Electricity $188$2,259
Total$5,559$66,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,594/yr
40% on housing$166,770/yr
45% on housing$148,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 49659$120
Kalkaska County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 49659
Kalkaska County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$792,000

For Sale by Agent

AgentLynette Priest
BrokerageREO-TCRandolph-233022

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